Largest lenders in Ouachita Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Eagle Bank and Trust | A | 356 | 276 | 2.8% | 6.50% |
| 2 | 21st Mortgage | F | 326 | 33 | 57.4% | 9.95% |
| 3 | Guaranty Bank & Trust Company of Delhi, Louisiana | B | 233 | 214 | 1.3% | — |
| 4 | Assurance Financial Group | C | 207 | 170 | 4.4% | 6.63% |
| 5 | Origin Bank | C | 184 | 149 | 4.4% | 7.49% |
| 6 | Rocket Mortgage | C | 156 | 102 | 24.4% | 6.88% |
| 7 | Triad Financial Services | D | 140 | 27 | 40.7% | 9.61% |
| 8 | Movement Mortgage | A | 135 | 111 | 0.0% | 6.56% |
| 9 | Newrez | D | 124 | 75 | 18.6% | 6.38% |
| 10 | Vanderbilt Mortgage and Finance | F | 121 | 9 | 43.0% | 10.50% |
| 11 | Cadence Bank | B | 119 | 82 | 19.3% | 7.50% |
| 12 | Homeland Bancshares | B | 119 | 98 | 4.2% | — |
| 13 | Regions Bank | C | 118 | 41 | 44.1% | 4.99% |
| 14 | Pennymac Loan Services | C | 84 | 34 | 9.5% | 6.13% |
| 15 | Mortgage Research Center | C | 84 | 39 | 20.2% | 6.50% |
| 16 | Citizens Progressive Bank | A | 83 | 72 | 1.2% | — |
| 17 | Loandepot.Com | D | 82 | 43 | 20.7% | 6.63% |
| 18 | Freedom Mortgage | B | 76 | 28 | 11.8% | 6.25% |
| 19 | Century Next Bank | A | 68 | 66 | 0.0% | — |
| 20 | United Shore Financial Services | B | 66 | 39 | 22.7% | 6.00% |
| 21 | JPMorgan Chase Bank | B | 61 | 44 | 9.8% | 6.69% |
| 22 | Commercial Capital Bank | B | 61 | 59 | 0.0% | — |
| 23 | Marion State Bank | A | 55 | 50 | 1.8% | — |
| 24 | GMFS | A | 53 | 34 | 3.8% | 6.31% |
| 25 | First Horizon Bank | B | 52 | 32 | 28.9% | 6.63% |
Best approval odds in Ouachita Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Commercial Capital Bank | 59 | 0.0% |
| 2 | Century Next Bank | 66 | 0.0% |
| 3 | Movement Mortgage | 128 | 0.0% |
| 4 | Guaranty Bank & Trust Company of Delhi, Louisiana | 229 | 1.3% |
| 5 | Citizens Progressive Bank | 74 | 1.4% |
| 6 | Marion State Bank | 55 | 1.8% |
| 7 | Eagle Bank and Trust | 288 | 3.5% |
| 8 | Homeland Bancshares | 106 | 4.7% |
| 9 | Origin Bank | 169 | 4.7% |
| 10 | Assurance Financial Group | 179 | 5.0% |
What Ouachita Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ouachita Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 3,852 | 2,114 | 20.7% | 7.00% | $135,000 |
| 2024 | 3,817 | 2,225 | 19.3% | 6.88% | $145,000 |
| 2025 | 4,425 | 2,570 | 19.0% | 6.63% | $155,000 |
Frequently asked questions
19.0% of applications in Ouachita Parish were denied in 2025, against 22.2% statewide in Louisiana.
Eagle Bank and Trust, with 356 applications in 2025 and a denial rate of 2.8%.
The median mortgage application in Ouachita Parish in 2025 was for $155,000; the median property value on originated loans was $235,000.