Mortgage Research Center in Louisiana vs the state
22.5%Denial rate+0.28 pts vs state
33.1%Decision denial rate+4.98 pts vs state
44.6%Origination rate-7.39 pts vs state
6.38%Median rate-0.25 pts vs state
-0.13Rate spread (pts)-0.48 pts vs state
$89kMedian applicant income
1,090Loans originated
549Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,876 | 836 | 19.4% | 6.75% | #14 |
| 2024 | 2,068 | 967 | 19.0% | 6.63% | #12 |
| 2025 | 2,445 | 1,090 | 22.5% | 6.38% | #12 |
What Mortgage Research Center lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 201 | 99 | 39 | 19.4% |
| Bossier Parish | 161 | 96 | 20 | 12.4% |
| Caddo Parish | 160 | 73 | 26 | 16.3% |
| Jefferson Parish | 148 | 62 | 37 | 25.0% |
| East Baton Rouge Parish | 135 | 58 | 41 | 30.4% |
| Lafayette Parish | 135 | 57 | 32 | 23.7% |
| Orleans Parish | 122 | 47 | 31 | 25.4% |
| Calcasieu Parish | 117 | 49 | 29 | 24.8% |
| Rapides Parish | 107 | 54 | 22 | 20.6% |
| Vernon Parish | 94 | 54 | 6 | 6.4% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 2,445 applications in 2025, of which 1,090 were originated and 549 denied.
22.5% of all applications, or 33.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Mortgage Research Center originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology