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Calcasieu Parish, Louisiana · 2025

Mortgage lenders in Calcasieu Parish, LA: denial rates and top lenders (2025)

232 lenders acted on 5,214 mortgage applications for properties in Calcasieu Parish in 2025. 20.2% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $165,000; median property value $235,000.

5.2kApplications
20.2%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$165,000Median loan
$235,000Median property value

Largest lenders in Calcasieu Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 28967 45.0%10.31%
2 Rocket Mortgage C 266161 29.7%6.75%
3 United Shore Financial Services B 248187 10.9%6.40%
4 Fidelity Bank D 210157 1.4%6.59%
5 CSE Federal Credit Union D 17591 22.9%—
6 Vanderbilt Mortgage and Finance F 15919 40.3%9.50%
7 Dhi Mortgage Company B 14274 23.9%4.99%
8 First Horizon Bank B 13766 34.3%6.38%
9 Lower C 13598 6.7%6.63%
10 First Federal Bank of Louisiana C 135110 10.4%—
11 Freedom Mortgage B 13566 11.9%6.25%
12 Triad Financial Services D 12517 53.6%8.41%
13 Newrez D 12259 9.8%6.50%
14 Mortgage Research Center C 11749 24.8%6.50%
15 Jd Bancshares D 11268 21.4%—
16 Affordable Mortgage Advisors, LLC. B 10766 0.9%6.39%
17 Dsld Mortgage A 10784 4.7%5.50%
18 JPMorgan Chase Bank B 10674 9.4%6.63%
19 GMFS A 10170 2.0%6.50%
20 Pennymac Loan Services C 7929 13.9%5.99%
21 Guild Mortgage A 7557 2.7%6.50%
22 Planet Home Lending B 7561 16.0%6.38%
23 Cadence Bank B 7353 12.3%7.11%
24 b1BANK C 7353 8.2%7.50%
25 Southwest Louisiana Credit Union D 6753 20.9%7.54%

Best approval odds in Calcasieu Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Affordable Mortgage Advisors, LLC.681.5%
2Fidelity Bank1601.9%
3GMFS802.5%
4Guild Mortgage653.1%
5The Evangeline Bank & Trust543.7%
6Dsld Mortgage895.6%
7T2 Financial547.4%
8Lower1088.3%
9b1BANK619.8%
10First Federal Bank of Louisiana12810.9%

What Calcasieu Parish borrowers applied for

By loan purpose

Home purchase 3,070 59% · 17.1% denied
Refinance 854 16% · 13.2% denied
Cash-out refinance 679 13% · 29.6% denied
Home improvement 231 4% · 37.2% denied
Other / HELOC 380 7% · 34.2% denied

By loan type

Conventional 3,383 65% · 22.8% denied
FHA 1,203 23% · 16.3% denied
VA 510 10% · 15.7% denied
USDA / RHS 118 2% · 7.6% denied

Why applications were denied

Credit history 310 32%
Debt-to-income ratio 230 24%
Collateral 142 15%
Incomplete application 111 11%
Other 76 8%
Unverifiable information 52 5%
Insufficient cash 32 3%
Employment history 15 2%

Calcasieu Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20235,1062,76122.7%6.88%$155,000
20244,8842,62421.4%6.75%$155,000
20255,2142,82620.2%6.63%$165,000

Frequently asked questions

20.2% of applications in Calcasieu Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 289 applications in 2025 and a denial rate of 45.0%.

The median mortgage application in Calcasieu Parish in 2025 was for $165,000; the median property value on originated loans was $235,000.