First Federal Bank of Louisiana in Louisiana vs the state
15.0%Denial rate-7.14 pts vs state
16.4%Decision denial rate-11.77 pts vs state
71.5%Origination rate+19.53 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
138Loans originated
29Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 246 | 176 | 13.4% | — | #92 |
| 2024 | 205 | 154 | 10.7% | — | #103 |
| 2025 | 193 | 138 | 15.0% | — | #122 |
What First Federal Bank of Louisiana lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Federal Bank of Louisiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 135 | 110 | 14 | 10.4% |
| Rapides Parish | 15 | 9 | 1 | 6.7% |
| Beauregard Parish | 10 | 5 | 3 | 30.0% |
| Allen Parish | 7 | 3 | 2 | 28.6% |
| Natchitoches Parish | 4 | 1 | 1 | 25.0% |
| Vernon Parish | 4 | 1 | 2 | 50.0% |
| Lafayette Parish | 3 | 2 | 1 | 33.3% |
| Sabine Parish | 2 | 2 | 0 | 0.0% |
| Jefferson Davis Parish | 2 | 1 | 1 | 50.0% |
| Evangeline Parish | 2 | 0 | 1 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 193 applications in 2025, of which 138 were originated and 29 denied.
15.0% of all applications, or 16.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Federal Bank of Louisiana's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology