Largest lenders in Natchitoches Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 122 | 9 | 44.3% | 10.75% |
| 2 | 21st Mortgage | F | 114 | 16 | 58.8% | 10.19% |
| 3 | BOM Bank | B | 68 | 51 | 11.8% | — |
| 4 | Rocket Mortgage | C | 49 | 22 | 49.0% | 6.56% |
| 5 | United Shore Financial Services | B | 35 | 23 | 14.3% | 6.12% |
| 6 | Triad Financial Services | D | 35 | 6 | 62.9% | 9.67% |
| 7 | Unnamed lender 254900K0IC4K6SI7H003 | A | 31 | 31 | 0.0% | — |
| 8 | City Bank & Trust | B | 30 | 29 | 3.3% | 7.00% |
| 9 | Sabine State Bank and Trust | D | 27 | 15 | 29.6% | — |
| 10 | Kind Lending | C | 18 | 16 | 11.1% | 6.50% |
| 11 | Mortgage Research Center | C | 18 | 6 | 38.9% | 6.38% |
| 12 | Pennymac Loan Services | C | 16 | 6 | 18.8% | 6.37% |
| 13 | AmeriSave Mortgage | D | 14 | 1 | 85.7% | 7.13% |
| 14 | La Capitol Federal Credit Union | D | 14 | 6 | 21.4% | 5.87% |
| 15 | Fairway Independent Mortgage | B | 14 | 9 | 0.0% | 6.63% |
| 16 | Newrez | D | 14 | 4 | 7.1% | 6.69% |
| 17 | Southwest Stage Funding | F | 14 | 1 | 7.1% | 9.90% |
| 18 | Broker Solutions | D | 13 | 0 | 30.8% | — |
| 19 | Freedom Mortgage | B | 12 | 4 | 16.7% | 7.13% |
| 20 | Credit Human Federal Credit Union | D | 11 | 0 | 81.8% | — |
| 21 | Equity Prime Mortgage | D | 11 | 5 | 9.1% | 6.63% |
| 22 | Renasant Bank | B | 11 | 7 | 18.2% | 6.13% |
| 23 | Cardinal Financial Company, Limited Partnership | B | 10 | 7 | 0.0% | 5.75% |
| 24 | United Built Homes | F | 10 | 1 | 30.0% | 8.99% |
| 25 | Tammac Holdings | D | 10 | 0 | 100.0% | — |
Best approval odds in Natchitoches Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BOM Bank | 60 | 13.3% |
| 2 | Vanderbilt Mortgage and Finance | 68 | 79.4% |
| 3 | 21st Mortgage | 84 | 79.8% |
What Natchitoches Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Natchitoches Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 860 | 354 | 33.3% | 6.97% | $135,000 |
| 2024 | 846 | 373 | 30.3% | 6.75% | $145,000 |
| 2025 | 943 | 391 | 31.1% | 6.63% | $135,000 |
Frequently asked questions
31.1% of applications in Natchitoches Parish were denied in 2025, against 22.2% statewide in Louisiana.
Vanderbilt Mortgage and Finance, with 122 applications in 2025 and a denial rate of 44.3%.
The median mortgage application in Natchitoches Parish in 2025 was for $135,000; the median property value on originated loans was $235,000.