Fairway Independent Mortgage in Louisiana vs the state
3.8%Denial rate-18.36 pts vs state
5.1%Decision denial rate-23.07 pts vs state
70.8%Origination rate+18.84 pts vs state
6.64%Median rate+0.01 pts vs state
0.67Rate spread (pts)+0.31 pts vs state
$77kMedian applicant income
279Loans originated
15Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 899 | 635 | 11.7% | 6.75% | #35 |
| 2024 | 492 | 341 | 7.5% | 6.75% | #51 |
| 2025 | 394 | 279 | 3.8% | 6.64% | #69 |
What Fairway Independent Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 70 | 42 | 2 | 2.9% |
| Livingston Parish | 65 | 48 | 2 | 3.1% |
| East Baton Rouge Parish | 45 | 34 | 4 | 8.9% |
| Bossier Parish | 37 | 27 | 1 | 2.7% |
| Vernon Parish | 31 | 25 | 3 | 9.7% |
| Rapides Parish | 22 | 17 | 0 | 0.0% |
| Natchitoches Parish | 14 | 9 | 0 | 0.0% |
| Beauregard Parish | 10 | 7 | 0 | 0.0% |
| Sabine Parish | 10 | 8 | 1 | 10.0% |
| Tangipahoa Parish | 8 | 8 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 394 applications in 2025, of which 279 were originated and 15 denied.
3.8% of all applications, or 5.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Fairway Independent Mortgage originated in Louisiana in 2025 was 6.64%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology