Largest lenders in Sabine Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 203 | 39 | 37.9% | 9.54% |
| 2 | Triad Financial Services | D | 104 | 15 | 45.2% | 8.35% |
| 3 | Sabine State Bank and Trust | D | 80 | 56 | 13.8% | — |
| 4 | Vanderbilt Mortgage and Finance | F | 46 | 8 | 37.0% | 9.63% |
| 5 | Rocket Mortgage | C | 42 | 25 | 28.6% | 6.38% |
| 6 | Tammac Holdings | D | 38 | 0 | 89.5% | — |
| 7 | Credit Human Federal Credit Union | D | 19 | 1 | 73.7% | 8.20% |
| 8 | United Shore Financial Services | B | 19 | 12 | 10.5% | 6.33% |
| 9 | BOM Bank | B | 18 | 16 | 11.1% | — |
| 10 | Southwest Stage Funding | F | 17 | 1 | 17.7% | 7.70% |
| 11 | AmeriSave Mortgage | D | 16 | 2 | 68.8% | 7.00% |
| 12 | Community Bank of Louisiana | C | 14 | 11 | 7.1% | — |
| 13 | Mortgage Research Center | C | 13 | 7 | 30.8% | 6.25% |
| 14 | Barksdale | C | 12 | 2 | 25.0% | 6.06% |
| 15 | Newrez | D | 12 | 4 | 41.7% | 6.50% |
| 16 | City Bank & Trust | B | 11 | 8 | 27.3% | 7.00% |
| 17 | Broker Solutions | D | 11 | 3 | 9.1% | 7.25% |
| 18 | Fairway Independent Mortgage | B | 10 | 8 | 10.0% | 6.81% |
| 19 | Loandepot.Com | D | 10 | 4 | 60.0% | 6.81% |
| 20 | Movement Mortgage | A | 9 | 6 | 0.0% | 6.53% |
| 21 | Guild Mortgage | A | 9 | 6 | 0.0% | 6.18% |
| 22 | Pennymac Loan Services | C | 8 | 5 | 0.0% | 6.49% |
| 23 | Crosscountry Mortgage | B | 8 | 3 | 0.0% | 6.58% |
| 24 | Eustis Mortgage | B | 8 | 6 | 0.0% | 6.13% |
| 25 | Countryplace Mortgage | F | 8 | 0 | 62.5% | — |
Best approval odds in Sabine Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Sabine State Bank and Trust | 68 | 16.2% |
| 2 | Triad Financial Services | 104 | 45.2% |
| 3 | 21st Mortgage | 120 | 64.2% |
What Sabine Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sabine Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 794 | 318 | 32.5% | 7.35% | $115,000 |
| 2024 | 653 | 273 | 28.9% | 7.38% | $125,000 |
| 2025 | 939 | 370 | 30.2% | 7.13% | $125,000 |
Frequently asked questions
30.2% of applications in Sabine Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 203 applications in 2025 and a denial rate of 37.9%.
The median mortgage application in Sabine Parish in 2025 was for $125,000; the median property value on originated loans was $205,000.