Southwest Stage Funding in Louisiana vs the state
10.3%Denial rate-11.88 pts vs state
16.0%Decision denial rate-12.17 pts vs state
15.9%Origination rate-36.09 pts vs state
8.38%Median rate+1.75 pts vs state
2.49Rate spread (pts)+2.14 pts vs state
$68kMedian applicant income
54Loans originated
35Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 81 | 35.8% | 8.20% | #134 |
| 2024 | 115 | 49 | 15.7% | 8.40% | #148 |
| 2025 | 340 | 54 | 10.3% | 8.38% | #84 |
What Southwest Stage Funding lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 21 | 0 | 3 | 14.3% |
| St. Landry Parish | 18 | 3 | 1 | 5.6% |
| Caddo Parish | 17 | 2 | 1 | 5.9% |
| Sabine Parish | 17 | 1 | 3 | 17.6% |
| Tangipahoa Parish | 15 | 0 | 3 | 20.0% |
| Natchitoches Parish | 14 | 1 | 1 | 7.1% |
| Calcasieu Parish | 14 | 4 | 2 | 14.3% |
| Bossier Parish | 13 | 2 | 3 | 23.1% |
| Ouachita Parish | 13 | 3 | 2 | 15.4% |
| De Soto Parish | 12 | 1 | 1 | 8.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 340 applications in 2025, of which 54 were originated and 35 denied.
10.3% of all applications, or 16.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Southwest Stage Funding originated in Louisiana in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology