Largest lenders in De Soto Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 206 | 34 | 51.5% | 9.82% |
| 2 | Triad Financial Services | D | 63 | 9 | 61.9% | 8.33% |
| 3 | Community Bank of Louisiana | C | 61 | 52 | 6.6% | — |
| 4 | Rocket Mortgage | C | 40 | 28 | 22.5% | 6.50% |
| 5 | Movement Mortgage | A | 37 | 31 | 2.7% | 6.63% |
| 6 | United Shore Financial Services | B | 32 | 27 | 9.4% | 6.34% |
| 7 | Planet Home Lending | B | 31 | 24 | 12.9% | 6.38% |
| 8 | Vanderbilt Mortgage and Finance | F | 28 | 4 | 50.0% | 9.87% |
| 9 | Progressive National Bank | – | 26 | 21 | 0.0% | — |
| 10 | Tammac Holdings | D | 26 | 0 | 76.9% | — |
| 11 | Loandepot.Com | D | 24 | 16 | 20.8% | 6.99% |
| 12 | Mortgage Research Center | C | 23 | 10 | 13.0% | 6.19% |
| 13 | Regions Bank | C | 17 | 5 | 41.2% | 4.99% |
| 14 | Newrez | D | 17 | 5 | 29.4% | 6.50% |
| 15 | Dsld Mortgage | A | 17 | 14 | 0.0% | 6.00% |
| 16 | Barksdale | C | 16 | 7 | 18.8% | 6.50% |
| 17 | Assurance Financial Group | C | 15 | 11 | 6.7% | 6.50% |
| 18 | ANECA Federal Credit Union | C | 14 | 10 | 7.1% | 7.74% |
| 19 | Citizens Bank & Trust Company of Vivian, Louisiana | A | 14 | 13 | 0.0% | — |
| 20 | Eustis Mortgage | B | 13 | 8 | 0.0% | 6.69% |
| 21 | Cadence Bank | B | 12 | 7 | 8.3% | 7.50% |
| 22 | Southwest Stage Funding | F | 12 | 1 | 8.3% | 8.65% |
| 23 | Credit Human Federal Credit Union | D | 10 | 1 | 90.0% | 8.70% |
| 24 | Freedom Mortgage | B | 10 | 4 | 0.0% | 6.25% |
| 25 | Guild Mortgage | A | 10 | 5 | 10.0% | 6.75% |
Best approval odds in De Soto Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community Bank of Louisiana | 58 | 6.9% |
| 2 | Triad Financial Services | 63 | 61.9% |
| 3 | 21st Mortgage | 141 | 75.2% |
What De Soto Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
De Soto Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 926 | 409 | 31.5% | 6.99% | $125,000 |
| 2024 | 842 | 402 | 26.7% | 7.00% | $135,000 |
| 2025 | 1,040 | 495 | 27.5% | 6.63% | $145,000 |
Frequently asked questions
27.5% of applications in De Soto Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 206 applications in 2025 and a denial rate of 51.5%.
The median mortgage application in De Soto Parish in 2025 was for $145,000; the median property value on originated loans was $265,000.