Assurance Financial Group · Louisiana · 2025

Assurance Financial Group in Louisiana: approval rate, denial rate and rates (2025)

Assurance Financial Group took 1,711 mortgage applications in Louisiana in 2025, ranking #21 of 721 lenders active in the state. It originated 75.9% of them and denied 4.8% (5.9% of the applications it decided), against a statewide denial rate of 22.2%.

1.7kApplicationsin LA
5.9%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$215,000Median loanstate $165,000
$327MVolume53 counties

Assurance Financial Group in Louisiana vs the state

4.8%Denial rate-17.38 pts vs state
5.9%Decision denial rate-22.21 pts vs state
75.9%Origination rate+23.89 pts vs state
6.63%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.07 pts vs state
$93kMedian applicant income
1,298Loans originated
82Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,7301,2311.9%6.75%#17
20241,3281,0014.6%6.75%#26
20251,7111,2984.8%6.63%#21

What Assurance Financial Group lends in Louisiana

By loan purpose

Home purchase 1,414 83% · 4.6% denied
Refinance 218 13% · 6.4% denied
Cash-out refinance 78 5% · 3.9% denied
Home improvement 1 0% · 0.0% denied

By loan type

Conventional 916 54% · 3.3% denied
FHA 464 27% · 7.8% denied
VA 153 9% · 1.3% denied
USDA / RHS 178 10% · 7.9% denied

Why it denied Louisiana applicants

Incomplete application 27 33%
Debt-to-income ratio 22 27%
Collateral 14 17%
Credit history 12 15%
Employment history 3 4%
Other 3 4%
Unverifiable information 1 1%

Where in Louisiana

Counties with the most Assurance Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 28421310 3.5%
Ouachita Parish 2071709 4.3%
Lafayette Parish 1771395 2.8%
Terrebonne Parish 1401107 5.0%
Caddo Parish 1271072 1.6%
Bossier Parish 92684 4.3%
Lafourche Parish 74512 2.7%
Livingston Parish 73600 0.0%
Ascension Parish 52410 0.0%
Lincoln Parish 41361 2.4%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,711 applications in 2025, of which 1,298 were originated and 82 denied.

4.8% of all applications, or 5.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Assurance Financial Group originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology