Largest lenders in Lincoln Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Origin Bank | C | 165 | 133 | 6.1% | 7.50% |
| 2 | 21st Mortgage | F | 138 | 14 | 48.6% | 10.29% |
| 3 | Triad Financial Services | D | 69 | 9 | 52.2% | 8.30% |
| 4 | Century Next Bank | A | 62 | 58 | 3.2% | — |
| 5 | Rocket Mortgage | C | 45 | 32 | 20.0% | 7.12% |
| 6 | Assurance Financial Group | C | 41 | 36 | 2.4% | 6.38% |
| 7 | Gibsland Bank & Trust | D | 38 | 30 | 15.8% | — |
| 8 | Louisiana National Bank | – | 37 | 29 | 0.0% | — |
| 9 | Dsld Mortgage | A | 34 | 24 | 2.9% | 6.06% |
| 10 | JPMorgan Chase Bank | B | 27 | 22 | 0.0% | 6.56% |
| 11 | Movement Mortgage | A | 27 | 20 | 0.0% | 6.38% |
| 12 | Cadence Bank | B | 25 | 16 | 8.0% | 7.05% |
| 13 | Regions Bank | C | 24 | 8 | 62.5% | 5.88% |
| 14 | Vanderbilt Mortgage and Finance | F | 23 | 6 | 30.4% | 10.75% |
| 15 | United Shore Financial Services | B | 22 | 18 | 13.6% | 6.51% |
| 16 | Newrez | D | 19 | 10 | 5.3% | 6.38% |
| 17 | Pennymac Loan Services | C | 17 | 8 | 5.9% | 5.81% |
| 18 | Mortgage Research Center | C | 17 | 8 | 17.7% | 6.56% |
| 19 | Tammac Holdings | D | 15 | 0 | 80.0% | — |
| 20 | Eagle Bank and Trust | A | 13 | 12 | 0.0% | 6.50% |
| 21 | b1BANK | C | 13 | 10 | 0.0% | 7.75% |
| 22 | Navy Federal Credit Union | D | 13 | 4 | 23.1% | 6.69% |
| 23 | AmeriSave Mortgage | D | 11 | 4 | 54.6% | 6.63% |
| 24 | GMFS | A | 11 | 7 | 0.0% | 6.63% |
| 25 | Guaranty Bank & Trust Company of Delhi, Louisiana | B | 10 | 10 | 0.0% | — |
Best approval odds in Lincoln Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Century Next Bank | 61 | 3.3% |
| 2 | Origin Bank | 149 | 6.7% |
| 3 | Triad Financial Services | 69 | 52.2% |
| 4 | 21st Mortgage | 83 | 80.7% |
What Lincoln Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lincoln Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,063 | 559 | 22.6% | 6.99% | $135,000 |
| 2024 | 1,189 | 629 | 24.8% | 6.99% | $135,000 |
| 2025 | 1,253 | 703 | 19.8% | 6.88% | $155,000 |
Frequently asked questions
19.8% of applications in Lincoln Parish were denied in 2025, against 22.2% statewide in Louisiana.
Origin Bank, with 165 applications in 2025 and a denial rate of 6.1%.
The median mortgage application in Lincoln Parish in 2025 was for $155,000; the median property value on originated loans was $265,000.