Origin Bank in Louisiana vs the state
5.0%Denial rate-17.19 pts vs state
5.6%Decision denial rate-22.60 pts vs state
79.6%Origination rate+27.67 pts vs state
7.25%Median rate+0.63 pts vs state
0.33Rate spread (pts)-0.03 pts vs state
$117kMedian applicant income
528Loans originated
33Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 808 | 620 | 4.5% | 6.88% | #37 |
| 2024 | 830 | 676 | 3.5% | 7.13% | #35 |
| 2025 | 663 | 528 | 5.0% | 7.25% | #46 |
What Origin Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Origin Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 184 | 149 | 8 | 4.3% |
| Lincoln Parish | 165 | 133 | 10 | 6.1% |
| Caddo Parish | 110 | 86 | 5 | 4.5% |
| Bossier Parish | 78 | 67 | 1 | 1.3% |
| Union Parish | 36 | 28 | 2 | 5.6% |
| Jackson Parish | 17 | 9 | 2 | 11.8% |
| Morehouse Parish | 9 | 8 | 0 | 0.0% |
| Bienville Parish | 8 | 5 | 0 | 0.0% |
| De Soto Parish | 8 | 6 | 0 | 0.0% |
| Claiborne Parish | 7 | 4 | 2 | 28.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 663 applications in 2025, of which 528 were originated and 33 denied.
5.0% of all applications, or 5.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Origin Bank originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Origin Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology