Jackson Parish, Louisiana · 2025

Mortgage lenders in Jackson Parish, LA: denial rates and top lenders (2025)

83 lenders acted on 396 mortgage applications for properties in Jackson Parish in 2025. 33.6% were denied (Louisiana: 22.2%). Median rate on closed loans 6.88%; median loan $125,000; median property value $175,000.

396Applications
33.6%Denial ratestate 22.2%
6.88%Median ratestate 6.63%
$125,000Median loan
$175,000Median property value

Largest lenders in Jackson Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 7412 50.0%9.39%
2 Triad Financial Services D 372 62.2%8.24%
3 Barksdale C 196 21.1%6.63%
4 Origin Bank C 179 11.8%7.50%
5 Vanderbilt Mortgage and Finance F 164 50.0%10.38%
6 CMG Mortgage A 1512 13.3%6.93%
7 Loandepot.Com D 125 33.3%6.25%
8 Rocket Mortgage C 116 45.5%6.99%
9 Tammac Holdings D 110 100.0%
10 Assurance Financial Group C 119 9.1%6.63%
11 Eagle Bank and Trust A 94 0.0%6.38%
12 Newrez D 72 0.0%6.44%
13 Gibsland Bank & Trust D 73 14.3%
14 Pennymac Loan Services C 61 16.7%6.75%
15 Credit Human Federal Credit Union D 60 100.0%
16 United Shore Financial Services B 62 0.0%6.21%
17 Mortgage Research Center C 63 16.7%6.63%
18 Carrington Mortgage Services D 51 40.0%8.50%
19 Louisiana National Bank 54 20.0%
20 Southwest Stage Funding F 52 20.0%10.33%

What Jackson Parish borrowers applied for

By loan purpose

Home purchase 264 67% · 38.3% denied
Refinance 46 12% · 6.5% denied
Cash-out refinance 53 13% · 30.2% denied
Home improvement 13 3% · 53.9% denied
Other / HELOC 20 5% · 30.0% denied

By loan type

Conventional 302 76% · 39.1% denied
FHA 58 15% · 20.7% denied
VA 20 5% · 15.0% denied
USDA / RHS 16 4% · 0.0% denied

Why applications were denied

Credit history 62 47%
Debt-to-income ratio 34 26%
Incomplete application 16 12%
Collateral 9 7%
Other 8 6%
Insufficient cash 2 2%

Jackson Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202333711637.1%7.00%$115,000
202433811934.0%7.13%$105,000
202539614633.6%6.88%$125,000

Frequently asked questions

33.6% of applications in Jackson Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 74 applications in 2025 and a denial rate of 50.0%.

The median mortgage application in Jackson Parish in 2025 was for $125,000; the median property value on originated loans was $175,000.