Barksdale · Louisiana · 2025

Barksdale in Louisiana: approval rate, denial rate and rates (2025)

Barksdale took 949 mortgage applications in Louisiana in 2025, ranking #36 of 721 lenders active in the state. It originated 52.0% of them and denied 21.4% (28.6% of the applications it decided), against a statewide denial rate of 22.2%.

949Applicationsin LA
28.6%Decision denial ratestate 28.2%
6.50%Median ratestate 6.63%
$85,000Median loanstate $165,000
$58MVolume38 counties

Barksdale in Louisiana vs the state

21.4%Denial rate-0.78 pts vs state
28.6%Decision denial rate+0.48 pts vs state
52.0%Origination rate-0.02 pts vs state
6.50%Median rate-0.13 pts vs state
-0.44Rate spread (pts)-0.80 pts vs state
$90kMedian applicant income
493Loans originated
203Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,05453832.4%7.25%#31
202497848127.4%7.50%#32
202594949321.4%6.50%#36

What Barksdale lends in Louisiana

By loan purpose

Home purchase 267 28% · 20.2% denied
Refinance 87 9% · 36.8% denied
Cash-out refinance 230 24% · 24.8% denied
Home improvement 312 33% · 18.0% denied
Other / HELOC 53 6% · 7.6% denied

By loan type

Conventional 884 93% · 21.5% denied
FHA 48 5% · 20.8% denied
VA 17 2% · 17.7% denied

Why it denied Louisiana applicants

Credit history 86 42%
Debt-to-income ratio 68 33%
Collateral 25 12%
Insufficient cash 9 4%
Employment history 8 4%
Other 4 2%
Unverifiable information 2 1%
Mortgage insurance denied 1 0%

Where in Louisiana

Counties with the most Barksdale applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 30916574 23.9%
Bossier Parish 26816339 14.6%
Vernon Parish 773424 31.2%
Rapides Parish 643513 20.3%
Beauregard Parish 401215 37.5%
Webster Parish 37246 16.2%
Jackson Parish 1964 21.1%
Allen Parish 1874 22.2%
De Soto Parish 1673 18.8%
Sabine Parish 1223 25.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 949 applications in 2025, of which 493 were originated and 203 denied.

21.4% of all applications, or 28.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Barksdale originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Barksdale's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology