United Shore Financial Services in Louisiana vs the state
13.1%Denial rate-9.11 pts vs state
15.0%Decision denial rate-13.11 pts vs state
72.1%Origination rate+20.09 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.12 pts vs state
$85kMedian applicant income
4,514Loans originated
818Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,541 | 3,488 | 11.1% | 6.63% | #3 |
| 2024 | 4,998 | 3,766 | 11.5% | 6.50% | #2 |
| 2025 | 6,264 | 4,514 | 13.1% | 6.38% | #2 |
What United Shore Financial Services lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 673 | 464 | 94 | 14.0% |
| Lafayette Parish | 659 | 506 | 69 | 10.5% |
| Jefferson Parish | 500 | 332 | 92 | 18.4% |
| Orleans Parish | 403 | 254 | 64 | 15.9% |
| St. Tammany Parish | 351 | 238 | 52 | 14.8% |
| Ascension Parish | 323 | 248 | 37 | 11.5% |
| Lafourche Parish | 279 | 229 | 21 | 7.5% |
| Livingston Parish | 270 | 195 | 36 | 13.3% |
| Calcasieu Parish | 248 | 187 | 27 | 10.9% |
| Terrebonne Parish | 241 | 192 | 19 | 7.9% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
| Freedom Mortgage | B | 2,501 | 9.8% | 6.25% |
Frequently asked questions
Louisiana: 6,264 applications in 2025, of which 4,514 were originated and 818 denied.
13.1% of all applications, or 15.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans United Shore Financial Services originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology