Find a better mortgage lender

Terrebonne Parish, Louisiana · 2025

Mortgage lenders in Terrebonne Parish, LA: denial rates and top lenders (2025)

167 lenders acted on 2,493 mortgage applications for properties in Terrebonne Parish in 2025. 24.1% were denied (Louisiana: 22.2%). Median rate on closed loans 6.50%; median loan $145,000; median property value $225,000.

2.5kApplications
24.1%Denial ratestate 22.2%
6.50%Median ratestate 6.63%
$145,000Median loan
$225,000Median property value

Largest lenders in Terrebonne Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 United Shore Financial Services B 241192 7.9%6.13%
2 21st Mortgage F 18551 46.5%11.07%
3 Synergy Bank C 153133 3.9%—
4 Dsld Mortgage A 144112 6.3%6.06%
5 Assurance Financial Group C 140110 5.0%6.49%
6 Hancock Whitney Bank B 13682 29.4%6.06%
7 Vanderbilt Mortgage and Finance F 10911 56.9%11.50%
8 Rocket Mortgage C 9956 33.3%6.99%
9 Regions Bank C 6924 52.2%6.38%
10 Triad Financial Services D 5814 44.8%9.00%
11 b1BANK C 5141 7.8%8.25%
12 GMFS A 4826 2.1%6.50%
13 Newrez D 4810 29.2%6.75%
14 Mortgage Research Center C 4715 29.8%6.63%
15 Pennymac Loan Services C 4312 16.3%5.56%
16 JPMorgan Chase Bank B 4335 7.0%6.38%
17 South Louisiana Bank – 4038 2.5%—
18 AmeriSave Mortgage D 376 73.0%8.75%
19 Freedom Mortgage B 3718 5.4%6.25%
20 Coastal Community Bank C 349 5.9%8.74%
21 Spring Eq D 247 45.8%10.95%
22 Loandepot.Com D 248 50.0%8.06%
23 First American Bank and Trust C 2317 17.4%—
24 Union Home Mortgage B 2314 21.7%6.38%
25 Broker Solutions D 229 0.0%6.75%

Best approval odds in Terrebonne Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Synergy Bank1444.2%
2Assurance Financial Group1176.0%
3Dsld Mortgage1227.4%
4United Shore Financial Services2158.8%
5Hancock Whitney Bank12432.3%
6Rocket Mortgage9036.7%
7Triad Financial Services5844.8%
8Regions Bank6654.6%
921st Mortgage14061.4%
10Vanderbilt Mortgage and Finance7681.6%

What Terrebonne Parish borrowers applied for

By loan purpose

Home purchase 1,390 56% · 21.7% denied
Refinance 389 16% · 13.1% denied
Cash-out refinance 381 15% · 31.2% denied
Home improvement 118 5% · 38.1% denied
Other / HELOC 215 9% · 38.6% denied

By loan type

Conventional 1,589 64% · 28.7% denied
FHA 602 24% · 16.8% denied
VA 172 7% · 17.4% denied
USDA / RHS 130 5% · 10.0% denied

Why applications were denied

Credit history 215 37%
Debt-to-income ratio 141 24%
Collateral 73 13%
Incomplete application 65 11%
Other 34 6%
Unverifiable information 30 5%
Insufficient cash 21 4%
Employment history 3 1%

Terrebonne Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,5641,17229.8%6.75%$125,000
20242,5161,21729.3%6.63%$125,000
20252,4931,31424.1%6.50%$145,000

Frequently asked questions

24.1% of applications in Terrebonne Parish were denied in 2025, against 22.2% statewide in Louisiana.

United Shore Financial Services, with 241 applications in 2025 and a denial rate of 7.9%.

The median mortgage application in Terrebonne Parish in 2025 was for $145,000; the median property value on originated loans was $225,000.