Coastal Community Bank in Louisiana vs the state
2.4%Denial rate-19.75 pts vs state
3.4%Decision denial rate-24.71 pts vs state
22.7%Origination rate-29.27 pts vs state
10.49%Median rate+3.87 pts vs state
3.30Rate spread (pts)+2.94 pts vs state
$118kMedian applicant income
225Loans originated
24Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 479 | 160 | 2.5% | 13.99% | #49 |
| 2024 | 886 | 197 | 1.7% | 12.99% | #34 |
| 2025 | 991 | 225 | 2.4% | 10.49% | #33 |
What Coastal Community Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 140 | 35 | 0 | 0.0% |
| East Baton Rouge Parish | 119 | 21 | 6 | 5.0% |
| Orleans Parish | 79 | 13 | 2 | 2.5% |
| Lafayette Parish | 75 | 22 | 2 | 2.7% |
| Caddo Parish | 58 | 9 | 1 | 1.7% |
| Ascension Parish | 51 | 10 | 0 | 0.0% |
| Calcasieu Parish | 41 | 8 | 3 | 7.3% |
| Bossier Parish | 38 | 10 | 1 | 2.6% |
| Tangipahoa Parish | 36 | 10 | 1 | 2.8% |
| Terrebonne Parish | 34 | 9 | 2 | 5.9% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 991 applications in 2025, of which 225 were originated and 24 denied.
2.4% of all applications, or 3.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Coastal Community Bank originated in Louisiana in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology