Triad Financial Services in Louisiana vs the state
49.7%Denial rate+27.51 pts vs state
49.7%Decision denial rate+21.57 pts vs state
15.7%Origination rate-36.30 pts vs state
8.73%Median rate+2.11 pts vs state
2.85Rate spread (pts)+2.49 pts vs state
$60kMedian applicant income
606Loans originated
1,921Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,390 | 285 | 64.6% | 8.00% | #7 |
| 2024 | 3,938 | 424 | 57.8% | 8.60% | #6 |
| 2025 | 3,867 | 606 | 49.7% | 8.73% | #5 |
What Triad Financial Services lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 275 | 65 | 125 | 45.5% |
| Lafayette Parish | 201 | 22 | 117 | 58.2% |
| St. Landry Parish | 195 | 26 | 103 | 52.8% |
| Livingston Parish | 181 | 41 | 81 | 44.8% |
| Ouachita Parish | 140 | 27 | 57 | 40.7% |
| St. Martin Parish | 136 | 19 | 67 | 49.3% |
| Rapides Parish | 133 | 18 | 68 | 51.1% |
| Calcasieu Parish | 125 | 17 | 67 | 53.6% |
| Sabine Parish | 104 | 15 | 47 | 45.2% |
| Caddo Parish | 100 | 9 | 60 | 60.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
| Freedom Mortgage | B | 2,501 | 9.8% | 6.25% |
Frequently asked questions
Louisiana: 3,867 applications in 2025, of which 606 were originated and 1,921 denied.
49.7% of all applications, or 49.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Triad Financial Services originated in Louisiana in 2025 was 8.73%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology