Largest lenders in St. Martin Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 175 | 29 | 47.4% | 9.34% |
| 2 | Triad Financial Services | D | 136 | 19 | 49.3% | 8.68% |
| 3 | Vanderbilt Mortgage and Finance | F | 116 | 14 | 43.1% | 10.13% |
| 4 | United Shore Financial Services | B | 100 | 74 | 12.0% | 6.19% |
| 5 | Rocket Mortgage | C | 70 | 51 | 20.0% | 6.49% |
| 6 | Farmers-Merchants Bank & Trust | B | 52 | 39 | 11.5% | — |
| 7 | Pennymac Loan Services | C | 41 | 20 | 22.0% | 6.19% |
| 8 | Dhi Mortgage Company | B | 35 | 25 | 17.1% | 4.99% |
| 9 | Hancock Whitney Bank | B | 33 | 15 | 39.4% | 6.38% |
| 10 | GMFS | A | 32 | 24 | 0.0% | 6.81% |
| 11 | Tammac Holdings | D | 32 | 0 | 87.5% | — |
| 12 | Mortgage Research Center | C | 29 | 11 | 27.6% | 6.25% |
| 13 | First Horizon Bank | B | 28 | 19 | 25.0% | 7.46% |
| 14 | Assurance Financial Group | C | 27 | 14 | 25.9% | 6.69% |
| 15 | Newrez | D | 26 | 5 | 26.9% | 6.63% |
| 16 | b1BANK | C | 26 | 20 | 11.5% | 8.59% |
| 17 | Credit Human Federal Credit Union | D | 25 | 1 | 72.0% | 8.30% |
| 18 | Freedom Mortgage | B | 24 | 8 | 12.5% | 6.25% |
| 19 | Equity Prime Mortgage | D | 22 | 17 | 0.0% | 6.63% |
| 20 | Loandepot.Com | D | 22 | 9 | 36.4% | 6.99% |
| 21 | American Financial Resources | B | 21 | 16 | 0.0% | 6.50% |
| 22 | Home Bank | B | 20 | 14 | 15.0% | 6.69% |
| 23 | Community First Bank | B | 20 | 15 | 5.0% | — |
| 24 | AmeriSave Mortgage | D | 17 | 3 | 70.6% | 6.88% |
| 25 | Navy Federal Credit Union | D | 15 | 4 | 26.7% | 6.63% |
Best approval odds in St. Martin Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Farmers-Merchants Bank & Trust | 50 | 12.0% |
| 2 | United Shore Financial Services | 86 | 14.0% |
| 3 | Rocket Mortgage | 66 | 21.2% |
| 4 | Triad Financial Services | 136 | 49.3% |
| 5 | 21st Mortgage | 113 | 73.5% |
| 6 | Vanderbilt Mortgage and Finance | 66 | 75.8% |
What St. Martin Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
St. Martin Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,387 | 588 | 30.9% | 7.00% | $125,000 |
| 2024 | 1,346 | 650 | 27.0% | 6.75% | $135,000 |
| 2025 | 1,611 | 736 | 26.9% | 6.63% | $135,000 |
Frequently asked questions
26.9% of applications in St. Martin Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 175 applications in 2025 and a denial rate of 47.4%.
The median mortgage application in St. Martin Parish in 2025 was for $135,000; the median property value on originated loans was $225,000.