American Financial Resources in Louisiana vs the state
4.8%Denial rate-17.42 pts vs state
6.0%Decision denial rate-22.11 pts vs state
72.9%Origination rate+20.96 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.06 pts vs state
$79kMedian applicant income
353Loans originated
23Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 117 | 16.7% | 6.75% | #100 |
| 2024 | 315 | 204 | 13.0% | 6.75% | #74 |
| 2025 | 484 | 353 | 4.8% | 6.50% | #57 |
What American Financial Resources lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 54 | 42 | 0 | 0.0% |
| Calcasieu Parish | 52 | 44 | 1 | 1.9% |
| East Baton Rouge Parish | 42 | 22 | 4 | 9.5% |
| Livingston Parish | 36 | 30 | 1 | 2.8% |
| St. Landry Parish | 26 | 19 | 2 | 7.7% |
| Ascension Parish | 22 | 16 | 0 | 0.0% |
| St. Martin Parish | 21 | 16 | 0 | 0.0% |
| Acadia Parish | 21 | 19 | 0 | 0.0% |
| Caddo Parish | 18 | 12 | 2 | 11.1% |
| Iberia Parish | 15 | 11 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 484 applications in 2025, of which 353 were originated and 23 denied.
4.8% of all applications, or 6.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans American Financial Resources originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology