Largest lenders in Acadia Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 114 | 19 | 42.1% | 9.19% |
| 2 | Vanderbilt Mortgage and Finance | F | 79 | 11 | 41.8% | 10.75% |
| 3 | Triad Financial Services | D | 75 | 15 | 41.3% | 7.90% |
| 4 | United Shore Financial Services | B | 69 | 55 | 8.7% | 6.30% |
| 5 | Dhi Mortgage Company | B | 60 | 35 | 20.0% | 4.50% |
| 6 | Rocket Mortgage | C | 56 | 43 | 21.4% | 6.75% |
| 7 | The Bank | A | 46 | 45 | 0.0% | — |
| 8 | Rayne Building and Loan Association | – | 46 | 34 | 6.5% | — |
| 9 | GMFS | A | 45 | 29 | 0.0% | 6.63% |
| 10 | Abbeville Building & Loan (A State-Chartered Savings Bank) | B | 30 | 25 | 6.7% | — |
| 11 | Equity Prime Mortgage | D | 29 | 21 | 6.9% | 6.25% |
| 12 | Mortgage Research Center | C | 26 | 11 | 19.2% | 6.13% |
| 13 | American Financial Resources | B | 21 | 19 | 0.0% | 6.63% |
| 14 | Home Bank | B | 20 | 10 | 25.0% | 6.43% |
| 15 | Loandepot.Com | D | 20 | 6 | 60.0% | 7.56% |
| 16 | Assurance Financial Group | C | 19 | 14 | 10.5% | 6.63% |
| 17 | First Horizon Bank | B | 18 | 10 | 33.3% | 7.51% |
| 18 | AmeriSave Mortgage | D | 18 | 1 | 83.3% | 10.13% |
| 19 | Tammac Holdings | D | 17 | 0 | 88.2% | — |
| 20 | Eustis Mortgage | B | 17 | 10 | 0.0% | 6.31% |
| 21 | Farmers State Bank & Trust | – | 16 | 11 | 6.3% | — |
| 22 | Newrez | D | 16 | 10 | 12.5% | 6.38% |
| 23 | Jd Bancshares | D | 15 | 7 | 26.7% | — |
| 24 | Credit Human Federal Credit Union | D | 15 | 0 | 80.0% | — |
| 25 | Hancock Whitney Bank | B | 14 | 9 | 28.6% | 5.88% |
Best approval odds in Acadia Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 62 | 9.7% |
| 2 | Rocket Mortgage | 56 | 21.4% |
| 3 | Triad Financial Services | 75 | 41.3% |
| 4 | 21st Mortgage | 68 | 70.6% |
What Acadia Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Acadia Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,339 | 649 | 26.7% | 7.00% | $125,000 |
| 2024 | 1,371 | 686 | 25.5% | 6.88% | $135,000 |
| 2025 | 1,372 | 721 | 21.9% | 6.62% | $135,000 |
Frequently asked questions
21.9% of applications in Acadia Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 114 applications in 2025 and a denial rate of 42.1%.
The median mortgage application in Acadia Parish in 2025 was for $135,000; the median property value on originated loans was $195,000.