Home Bank in Louisiana vs the state
8.7%Denial rate-13.51 pts vs state
10.1%Decision denial rate-18.09 pts vs state
69.8%Origination rate+17.86 pts vs state
7.13%Median rate+0.50 pts vs state
0.05Rate spread (pts)-0.31 pts vs state
$136kMedian applicant income
250Loans originated
31Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 457 | 324 | 9.2% | 7.25% | #55 |
| 2024 | 371 | 269 | 9.4% | 7.63% | #63 |
| 2025 | 358 | 250 | 8.7% | 7.13% | #78 |
What Home Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Home Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 99 | 75 | 6 | 6.1% |
| Orleans Parish | 52 | 37 | 3 | 5.8% |
| Jefferson Parish | 42 | 29 | 5 | 11.9% |
| East Baton Rouge Parish | 27 | 16 | 4 | 14.8% |
| St. Tammany Parish | 22 | 13 | 2 | 9.1% |
| St. Martin Parish | 20 | 14 | 3 | 15.0% |
| Acadia Parish | 20 | 10 | 5 | 25.0% |
| St. Landry Parish | 10 | 6 | 0 | 0.0% |
| Jefferson Davis Parish | 9 | 8 | 0 | 0.0% |
| Vermilion Parish | 9 | 9 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 358 applications in 2025, of which 250 were originated and 31 denied.
8.7% of all applications, or 10.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Home Bank originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Home Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology