Largest lenders in Vermilion Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Dhi Mortgage Company | B | 104 | 57 | 21.2% | 4.75% |
| 2 | United Shore Financial Services | B | 94 | 75 | 11.7% | 6.25% |
| 3 | 21st Mortgage | F | 91 | 12 | 40.7% | 10.70% |
| 4 | Vanderbilt Mortgage and Finance | F | 91 | 10 | 48.4% | 10.25% |
| 5 | Abbeville Building & Loan (A State-Chartered Savings Bank) | B | 85 | 70 | 10.6% | — |
| 6 | Triad Financial Services | D | 73 | 8 | 37.0% | 8.86% |
| 7 | Rocket Mortgage | C | 59 | 37 | 32.2% | 6.99% |
| 8 | Vermilion Bank & Trust | – | 50 | 50 | 0.0% | — |
| 9 | Bank of Abbeville & Trust | C | 49 | 31 | 6.1% | — |
| 10 | Dsld Mortgage | A | 46 | 35 | 4.4% | 5.99% |
| 11 | Bank of Erath | – | 40 | 29 | 10.0% | — |
| 12 | Pennymac Loan Services | C | 26 | 9 | 26.9% | 6.38% |
| 13 | AmeriSave Mortgage | D | 25 | 4 | 76.0% | 7.00% |
| 14 | GMFS | A | 23 | 14 | 0.0% | 6.69% |
| 15 | Tammac Holdings | D | 23 | 0 | 60.9% | — |
| 16 | Credit Human Federal Credit Union | D | 22 | 1 | 68.2% | 8.00% |
| 17 | First Horizon Bank | B | 21 | 8 | 38.1% | 6.81% |
| 18 | Gulf Coast Bank | – | 21 | 17 | 14.3% | — |
| 19 | Assurance Financial Group | C | 21 | 16 | 0.0% | 6.63% |
| 20 | Hancock Whitney Bank | B | 20 | 10 | 30.0% | 5.65% |
| 21 | Freedom Mortgage | B | 20 | 4 | 25.0% | 6.25% |
| 22 | Newrez | D | 20 | 4 | 30.0% | 6.87% |
| 23 | Mortgage Research Center | C | 18 | 7 | 16.7% | 6.25% |
| 24 | Carrington Mortgage Services | D | 16 | 7 | 50.0% | 6.63% |
| 25 | Broker Solutions | D | 15 | 3 | 26.7% | 9.10% |
Best approval odds in Vermilion Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vermilion Bank & Trust | 50 | 0.0% |
| 2 | Abbeville Building & Loan (A State-Chartered Savings Bank) | 85 | 10.6% |
| 3 | United Shore Financial Services | 86 | 12.8% |
| 4 | Dhi Mortgage Company | 79 | 27.9% |
| 5 | Rocket Mortgage | 56 | 33.9% |
| 6 | Triad Financial Services | 73 | 37.0% |
| 7 | Vanderbilt Mortgage and Finance | 54 | 81.5% |
What Vermilion Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Vermilion Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,560 | 835 | 22.5% | 6.82% | $125,000 |
| 2024 | 1,442 | 741 | 25.4% | 6.63% | $125,000 |
| 2025 | 1,552 | 782 | 23.1% | 6.50% | $125,000 |
Frequently asked questions
23.1% of applications in Vermilion Parish were denied in 2025, against 22.2% statewide in Louisiana.
Dhi Mortgage Company, with 104 applications in 2025 and a denial rate of 21.2%.
The median mortgage application in Vermilion Parish in 2025 was for $125,000; the median property value on originated loans was $235,000.