Dhi Mortgage Company · Louisiana · 2025

Dhi Mortgage Company in Louisiana: approval rate, denial rate and rates (2025)

Dhi Mortgage Company took 1,725 mortgage applications in Louisiana in 2025, ranking #19 of 721 lenders active in the state. It originated 56.4% of them and denied 24.0% (29.7% of the applications it decided), against a statewide denial rate of 22.2%.

1.7kApplicationsin LA
29.7%Decision denial ratestate 28.2%
4.63%Median ratestate 6.63%
$245,000Median loanstate $165,000
$237MVolume19 counties

Dhi Mortgage Company in Louisiana vs the state

24.0%Denial rate+1.83 pts vs state
29.7%Decision denial rate+1.55 pts vs state
56.4%Origination rate+4.44 pts vs state
4.63%Median rate-2.00 pts vs state
-1.50Rate spread (pts)-1.85 pts vs state
$72kMedian applicant income
973Loans originated
414Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,38797910.7%5.50%#22
20241,53896617.6%4.88%#22
20251,72597324.0%4.63%#19

What Dhi Mortgage Company lends in Louisiana

By loan purpose

Home purchase 1,723 100% · 23.9% denied
Refinance 2 0% · 100.0% denied

By loan type

Conventional 221 13% · 15.4% denied
FHA 1,093 63% · 28.4% denied
VA 206 12% · 19.4% denied
USDA / RHS 205 12% · 14.6% denied

Why it denied Louisiana applicants

Debt-to-income ratio 243 59%
Credit history 123 30%
Unverifiable information 27 7%
Insufficient cash 10 2%
Employment history 5 1%
Other 5 1%
Collateral 1 0%

Where in Louisiana

Counties with the most Dhi Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lafayette Parish 30216181 26.8%
St. Tammany Parish 26916261 22.7%
East Baton Rouge Parish 21411652 24.3%
Livingston Parish 20913139 18.7%
Calcasieu Parish 1427434 23.9%
Tangipahoa Parish 1377143 31.4%
Vermilion Parish 1045722 21.2%
St. Landry Parish 925525 27.2%
Acadia Parish 603512 20.0%
Jefferson Parish 462015 32.6%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,725 applications in 2025, of which 973 were originated and 414 denied.

24.0% of all applications, or 29.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Dhi Mortgage Company originated in Louisiana in 2025 was 4.63%, against a statewide median of 6.63%.

About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology