Largest lenders in St. Landry Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 281 | 35 | 46.6% | 10.75% |
| 2 | 21st Mortgage | F | 231 | 26 | 50.2% | 9.90% |
| 3 | Triad Financial Services | D | 195 | 26 | 52.8% | 8.58% |
| 4 | Dhi Mortgage Company | B | 92 | 55 | 27.2% | 4.75% |
| 5 | Rocket Mortgage | C | 80 | 44 | 36.3% | 6.81% |
| 6 | Credit Human Federal Credit Union | D | 79 | 3 | 89.9% | 8.40% |
| 7 | United Shore Financial Services | B | 75 | 54 | 10.7% | 6.31% |
| 8 | Eustis Mortgage | B | 64 | 50 | 0.0% | 6.50% |
| 9 | Equity Prime Mortgage | D | 63 | 34 | 9.5% | 6.13% |
| 10 | GMFS | A | 48 | 29 | 0.0% | 6.63% |
| 11 | American Bank & Trust | A | 46 | 42 | 2.2% | — |
| 12 | Hancock Whitney Bank | B | 36 | 20 | 30.6% | 5.56% |
| 13 | Tammac Holdings | D | 36 | 3 | 83.3% | 9.25% |
| 14 | Union Home Mortgage | B | 35 | 21 | 14.3% | 6.13% |
| 15 | Mortgage Research Center | C | 35 | 11 | 28.6% | 6.63% |
| 16 | The Evangeline Bank & Trust | B | 35 | 29 | 5.7% | 7.25% |
| 17 | Freedom Mortgage | B | 33 | 13 | 9.1% | 5.75% |
| 18 | AmeriSave Mortgage | D | 32 | 3 | 71.9% | 9.25% |
| 19 | Assurance Financial Group | C | 32 | 19 | 12.5% | 6.99% |
| 20 | Washington State Bank | – | 29 | 27 | 3.5% | — |
| 21 | Pennymac Loan Services | C | 28 | 11 | 14.3% | 5.99% |
| 22 | American Pacific Mortgage | C | 27 | 23 | 0.0% | 6.75% |
| 23 | JPMorgan Chase Bank | B | 26 | 16 | 15.4% | 6.81% |
| 24 | American Financial Resources | B | 26 | 19 | 7.7% | 6.63% |
| 25 | St Landry Bank & Trust | – | 25 | 24 | 4.0% | — |
Best approval odds in St. Landry Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Eustis Mortgage | 50 | 0.0% |
| 2 | United Shore Financial Services | 64 | 12.5% |
| 3 | Dhi Mortgage Company | 80 | 31.3% |
| 4 | Rocket Mortgage | 76 | 38.2% |
| 5 | Triad Financial Services | 195 | 52.8% |
| 6 | Vanderbilt Mortgage and Finance | 173 | 75.7% |
| 7 | 21st Mortgage | 145 | 80.0% |
| 8 | Credit Human Federal Credit Union | 79 | 89.9% |
What St. Landry Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
St. Landry Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,112 | 839 | 34.3% | 6.99% | $115,000 |
| 2024 | 2,012 | 855 | 30.8% | 6.88% | $125,000 |
| 2025 | 2,447 | 1,015 | 30.9% | 6.63% | $125,000 |
Frequently asked questions
30.9% of applications in St. Landry Parish were denied in 2025, against 22.2% statewide in Louisiana.
Vanderbilt Mortgage and Finance, with 281 applications in 2025 and a denial rate of 46.6%.
The median mortgage application in St. Landry Parish in 2025 was for $125,000; the median property value on originated loans was $195,000.