Freedom Mortgage in Louisiana vs the state
9.8%Denial rate-12.37 pts vs state
16.4%Decision denial rate-11.78 pts vs state
41.6%Origination rate-10.39 pts vs state
6.25%Median rate-0.38 pts vs state
0.17Rate spread (pts)-0.19 pts vs state
$92kMedian applicant income
1,040Loans originated
245Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 921 | 390 | 17.9% | 6.75% | #33 |
| 2024 | 1,994 | 984 | 12.1% | 6.25% | #15 |
| 2025 | 2,501 | 1,040 | 9.8% | 6.25% | #11 |
What Freedom Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Freedom Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 232 | 102 | 20 | 8.6% |
| Jefferson Parish | 231 | 107 | 17 | 7.4% |
| East Baton Rouge Parish | 214 | 71 | 21 | 9.8% |
| Bossier Parish | 145 | 67 | 9 | 6.2% |
| Lafayette Parish | 144 | 50 | 12 | 8.3% |
| Livingston Parish | 143 | 80 | 20 | 14.0% |
| Orleans Parish | 138 | 42 | 18 | 13.0% |
| Calcasieu Parish | 135 | 66 | 16 | 11.9% |
| Ascension Parish | 116 | 53 | 3 | 2.6% |
| Caddo Parish | 111 | 36 | 12 | 10.8% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 2,501 applications in 2025, of which 1,040 were originated and 245 denied.
9.8% of all applications, or 16.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Freedom Mortgage originated in Louisiana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Freedom Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology