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Lowest median interest rates in Louisiana (2025)

The median interest rate borrowers actually received on originated loans, not the advertised rate. Product mix matters: a VA-heavy lender will look cheaper than a jumbo specialist.

133kApplications in LA
28.2%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Louisiana ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeMedian rateApplicationsDenial rateMedian rate
1 Dhi Mortgage CompanyArlington, TX B 4.63% 1,725 24.0% 4.63%
2 Village Capital & InvestmentHenderson, NV C 5.88% 542 23.4% 5.88%
3 La Capitol Federal Credit UnionBaton Rouge, LA D 5.99% 368 37.0% 5.99%
4 Regions BankBirmingham, AL C 6.00% 3,356 45.8% 6.00%
5 Hancock Whitney BankGulfport, MS B 6.00% 3,536 21.7% 6.00%
6 Pennymac Loan ServicesWestlake Village, CA C 6.13% 2,323 13.0% 6.13%
7 Dsld MortgageDover, DE A 6.13% 2,545 6.3% 6.13%
8 Bank of AmericaCharlotte, NC F 6.24% 677 38.7% 6.24%
9 Campus Federal Credit UnionBaton Rouge, LA B 6.25% 197 10.2% 6.25%
10 Towne MortgageTroy, MI B 6.25% 359 2.2% 6.25%
11 Freedom MortgageBoca Raton, FL B 6.25% 2,501 9.8% 6.25%
12 Amerihome Mortgage CompanyThousand Oaks, CA B 6.38% 192 6.8% 6.38%
13 Wells Fargo BankCharlotte, NC B 6.38% 341 27.0% 6.38%
14 USAA Federal Savings BankPhoenix, AZ C 6.38% 437 30.0% 6.38%
15 Ark-La-Tex Financial Services, LLC.Plano, TX A 6.38% 461 1.1% 6.38%
16 Union Home MortgageStrongsville, OH B 6.38% 482 9.5% 6.38%
17 Planet Home LendingMeriden, CT B 6.38% 746 15.4% 6.38%
18 Mortgage Research CenterColumbia, MO C 6.38% 2,445 22.5% 6.38%
19 United Shore Financial ServicesPlymouth, MI B 6.38% 6,264 13.1% 6.38%
20 Standard MortgageNew Orleans, LA C 6.39% 568 10.9% 6.39%
21 First Community MortgageMurfreesboro, TN A 6.49% 252 6.8% 6.49%
22 Cardinal Financial Company, Limited PartnershipCharlotte, NC B 6.50% 360 11.7% 6.50%
23 LoansteadyMclean, VA A 6.50% 363 2.2% 6.50%
24 Kind LendingIrvine, CA C 6.50% 422 21.3% 6.50%
25 American Financial ResourcesParsippany-Troy Hills, NJ B 6.50% 484 4.8% 6.50%
26 Eagle Bank and TrustLittle Rock, AR A 6.50% 491 3.3% 6.50%
27 Mutual of Omaha MortgageSan Diego, CA C 6.50% 526 20.7% 6.50%
28 Guild MortgageSan Diego, CA A 6.50% 873 5.6% 6.50%
29 BarksdaleBossier City, LA C 6.50% 949 21.4% 6.50%
30 Red River BankAlexandria, LA C 6.50% 1,226 15.1% 6.50%
31 Equity Prime MortgageAtlanta, GA D 6.50% 1,260 8.7% 6.50%
32 Eustis MortgageNew Orleans, LA B 6.50% 1,707 2.3% 6.50%
33 Navy Federal Credit UnionVienna, VA D 6.50% 2,113 26.1% 6.50%
34 NewrezWilmington, DE D 6.50% 2,664 21.1% 6.50%
35 GMFSBaton Rouge, LA A 6.50% 3,072 2.0% 6.50%
36 Movement MortgageLancaster, SC A 6.56% 1,676 2.5% 6.56%
37 Guaranteed RateChicago, IL B 6.59% 354 13.0% 6.59%
38 OnPath Federal Credit UnionMetairie, LA B 6.60% 416 9.1% 6.60%
39 Paramount Residential Mortgage GroupCorona, CA B 6.63% 181 0.6% 6.63%
40 T2 FinancialWesterville, OH B 6.63% 212 9.9% 6.63%
41 Plaza Home MortgageSan Diego, CA C 6.63% 235 31.5% 6.63%
42 Primelending, a PlainscapitalDallas, TX A 6.63% 257 13.2% 6.63%
43 Canopy MortgageLindon, UT B 6.63% 267 1.9% 6.63%
44 CMG MortgageSan Ramon, CA A 6.63% 371 6.7% 6.63%
45 LowerColumbia, MD C 6.63% 548 7.9% 6.63%
46 Crosscountry MortgageCleveland, OH B 6.63% 1,009 4.9% 6.63%
47 Synergy One LendingSan Diego, CA C 6.63% 1,038 4.0% 6.63%
48 Carrington Mortgage ServicesOrange, CA D 6.63% 1,129 49.1% 6.63%
49 Assurance Financial GroupBaton Rouge, LA C 6.63% 1,711 4.8% 6.63%
50 JPMorgan Chase BankColumbus, OH B 6.63% 1,931 12.6% 6.63%

How this list is built

Ordered by the median interest rate on originated loans, among lenders reporting rates on at least 100 loans. Some banks are exempt from HMDA pricing fields and cannot appear. All figures come from the lenders' own HMDA filings. Full methodology.