Plaza Home Mortgage in Louisiana vs the state
31.5%Denial rate+9.32 pts vs state
36.6%Decision denial rate+8.48 pts vs state
52.8%Origination rate+0.80 pts vs state
6.63%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.21 pts vs state
$76kMedian applicant income
124Loans originated
74Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 197 | 99 | 17.3% | 6.25% | #103 |
| 2024 | 197 | 106 | 30.0% | 7.25% | #106 |
| 2025 | 235 | 124 | 31.5% | 6.63% | #105 |
What Plaza Home Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 48 | 25 | 14 | 29.2% |
| Lafayette Parish | 21 | 14 | 3 | 14.3% |
| Bossier Parish | 17 | 15 | 1 | 5.9% |
| Orleans Parish | 17 | 6 | 8 | 47.1% |
| Jefferson Parish | 13 | 6 | 5 | 38.5% |
| Caddo Parish | 12 | 5 | 6 | 50.0% |
| Livingston Parish | 12 | 6 | 3 | 25.0% |
| St. Tammany Parish | 11 | 7 | 1 | 9.1% |
| St. Landry Parish | 8 | 4 | 3 | 37.5% |
| St. Martin Parish | 7 | 6 | 1 | 14.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 235 applications in 2025, of which 124 were originated and 74 denied.
31.5% of all applications, or 36.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Plaza Home Mortgage originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology