Vanderbilt Mortgage and Finance in Louisiana vs the state
45.6%Denial rate+23.44 pts vs state
76.5%Decision denial rate+48.39 pts vs state
11.2%Origination rate-40.78 pts vs state
10.50%Median rate+3.88 pts vs state
4.61Rate spread (pts)+4.25 pts vs state
$53kMedian applicant income
489Loans originated
1,993Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,937 | 525 | 51.7% | 10.25% | #2 |
| 2024 | 4,652 | 586 | 51.4% | 10.25% | #3 |
| 2025 | 4,370 | 489 | 45.6% | 10.50% | #4 |
What Vanderbilt Mortgage and Finance lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 416 | 38 | 194 | 46.6% |
| Lafayette Parish | 362 | 23 | 181 | 50.0% |
| St. Landry Parish | 281 | 35 | 131 | 46.6% |
| Ascension Parish | 231 | 29 | 108 | 46.8% |
| Livingston Parish | 199 | 26 | 65 | 32.7% |
| Calcasieu Parish | 159 | 19 | 64 | 40.3% |
| Washington Parish | 145 | 16 | 69 | 47.6% |
| St. Tammany Parish | 145 | 12 | 61 | 42.1% |
| Natchitoches Parish | 122 | 9 | 54 | 44.3% |
| Iberia Parish | 122 | 8 | 54 | 44.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
| Freedom Mortgage | B | 2,501 | 9.8% | 6.25% |
Frequently asked questions
Louisiana: 4,370 applications in 2025, of which 489 were originated and 1,993 denied.
45.6% of all applications, or 76.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Louisiana in 2025 was 10.50%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology