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Tangipahoa Parish, Louisiana · 2025

Mortgage lenders in Tangipahoa Parish, LA: denial rates and top lenders (2025)

240 lenders acted on 5,004 mortgage applications for properties in Tangipahoa Parish in 2025. 27.3% were denied (Louisiana: 22.2%). Median rate on closed loans 6.56%; median loan $165,000; median property value $265,000.

5.0kApplications
27.3%Denial ratestate 22.2%
6.56%Median ratestate 6.63%
$165,000Median loan
$265,000Median property value

Largest lenders in Tangipahoa Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Vanderbilt Mortgage and Finance F 41638 46.6%9.87%
2 21st Mortgage F 31040 54.2%10.97%
3 Triad Financial Services D 27565 45.5%9.70%
4 Rocket Mortgage C 225154 21.8%6.63%
5 Dsld Mortgage A 190138 8.4%6.25%
6 Gulf Coast Bank and Trust C 181126 6.6%6.63%
7 United Shore Financial Services B 177124 18.6%6.13%
8 Regions Bank C 15463 49.4%6.38%
9 GMFS A 15486 2.6%6.25%
10 Dhi Mortgage Company B 13771 31.4%3.99%
11 Credit Human Federal Credit Union D 1194 89.9%7.63%
12 Hancock Whitney Bank B 11877 28.8%4.99%
13 Newrez D 11852 15.3%6.31%
14 Movement Mortgage A 11787 0.9%6.56%
15 Pennymac Loan Services C 10148 5.9%6.13%
16 Freedom Mortgage B 9741 10.3%6.25%
17 Mortgage Research Center C 8530 28.2%6.19%
18 Broker Solutions D 8232 17.1%7.19%
19 Equity Prime Mortgage D 7945 1.3%6.50%
20 Tammac Holdings D 571 84.2%11.85%
21 BankPlus B 5230 19.2%7.50%
22 First Guaranty Bank C 5142 5.9%—
23 Carrington Mortgage Services D 5012 42.0%6.56%
24 Cardinal Financial Company, Limited Partnership B 4938 12.2%6.38%
25 Fidelity Bank D 4833 12.5%6.88%

Best approval odds in Tangipahoa Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Movement Mortgage1011.0%
2GMFS1133.5%
3Gulf Coast Bank and Trust1418.5%
4Dsld Mortgage15410.4%
5Pennymac Loan Services5510.9%
6Freedom Mortgage5817.2%
7United Shore Financial Services16020.6%
8Rocket Mortgage21422.9%
9Newrez7125.4%
10Hancock Whitney Bank11230.4%

What Tangipahoa Parish borrowers applied for

By loan purpose

Home purchase 2,994 60% · 27.7% denied
Refinance 603 12% · 17.7% denied
Cash-out refinance 718 14% · 28.0% denied
Home improvement 254 5% · 30.3% denied
Other / HELOC 435 9% · 35.2% denied

By loan type

Conventional 3,278 66% · 32.7% denied
FHA 1,061 21% · 19.1% denied
VA 489 10% · 15.3% denied
USDA / RHS 176 4% · 8.5% denied

Why applications were denied

Credit history 620 46%
Debt-to-income ratio 314 23%
Incomplete application 115 9%
Collateral 108 8%
Unverifiable information 83 6%
Other 68 5%
Insufficient cash 33 2%
Employment history 7 1%

Tangipahoa Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20235,0122,02333.0%6.81%$145,000
20244,8732,12331.6%6.75%$155,000
20255,0042,27427.3%6.56%$165,000

Frequently asked questions

27.3% of applications in Tangipahoa Parish were denied in 2025, against 22.2% statewide in Louisiana.

Vanderbilt Mortgage and Finance, with 416 applications in 2025 and a denial rate of 46.6%.

The median mortgage application in Tangipahoa Parish in 2025 was for $165,000; the median property value on originated loans was $265,000.