First Guaranty Bank in Louisiana vs the state
10.4%Denial rate-11.79 pts vs state
12.1%Decision denial rate-16.05 pts vs state
69.4%Origination rate+17.43 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
127Loans originated
19Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 439 | 312 | 8.7% | — | #57 |
| 2024 | 365 | 242 | 12.9% | — | #66 |
| 2025 | 183 | 127 | 10.4% | — | #129 |
What First Guaranty Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most First Guaranty Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Avoyelles Parish | 51 | 38 | 9 | 17.6% |
| Tangipahoa Parish | 51 | 42 | 3 | 5.9% |
| St. Tammany Parish | 14 | 10 | 0 | 0.0% |
| Caddo Parish | 14 | 3 | 5 | 35.7% |
| Livingston Parish | 12 | 9 | 0 | 0.0% |
| Rapides Parish | 10 | 8 | 0 | 0.0% |
| East Baton Rouge Parish | 4 | 2 | 0 | 0.0% |
| Claiborne Parish | 4 | 2 | 0 | 0.0% |
| Jefferson Davis Parish | 3 | 1 | 1 | 33.3% |
| Lafayette Parish | 3 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 183 applications in 2025, of which 127 were originated and 19 denied.
10.4% of all applications, or 12.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Guaranty Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology