Claiborne Parish, Louisiana · 2025

Mortgage lenders in Claiborne Parish, LA: denial rates and top lenders (2025)

78 lenders acted on 396 mortgage applications for properties in Claiborne Parish in 2025. 35.4% were denied (Louisiana: 22.2%). Median rate on closed loans 6.93%; median loan $105,000; median property value $175,000.

396Applications
35.4%Denial ratestate 22.2%
6.93%Median ratestate 6.63%
$105,000Median loan
$175,000Median property value

Largest lenders in Claiborne Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 6914 53.6%9.92%
2 Triad Financial Services D 384 52.6%9.41%
3 Gibsland Bank & Trust D 3121 22.6%
4 Vanderbilt Mortgage and Finance F 232 34.8%10.37%
5 b1BANK C 2119 0.0%7.49%
6 Tammac Holdings D 140 92.9%
7 Rocket Mortgage C 138 30.8%6.87%
8 Mortgage Research Center C 115 18.2%6.75%
9 Regions Bank C 104 50.0%4.99%
10 Southwest Stage Funding F 91 11.1%8.55%
11 Origin Bank C 74 28.6%7.65%
12 Credit Human Federal Credit Union D 70 100.0%
13 AmeriSave Mortgage D 63 50.0%6.63%
14 United Shore Financial Services B 64 0.0%6.81%
15 Loandepot.Com D 61 83.3%6.75%
16 Citizens National Bank B 52 40.0%
17 Fairway Independent Mortgage B 55 0.0%6.67%
18 Equity Prime Mortgage D 53 0.0%6.25%

Best approval odds in Claiborne Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
121st Mortgage5172.6%

What Claiborne Parish borrowers applied for

By loan purpose

Home purchase 262 66% · 38.6% denied
Refinance 60 15% · 20.0% denied
Cash-out refinance 29 7% · 27.6% denied
Home improvement 16 4% · 50.0% denied
Other / HELOC 29 7% · 37.9% denied

By loan type

Conventional 321 81% · 38.9% denied
FHA 43 11% · 23.3% denied
VA 23 6% · 21.7% denied
USDA / RHS 9 2% · 0.0% denied

Why applications were denied

Credit history 65 49%
Debt-to-income ratio 30 23%
Collateral 15 11%
Other 7 5%
Unverifiable information 7 5%
Incomplete application 6 5%
Insufficient cash 3 2%

Claiborne Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202335713337.3%7.25%$105,000
202434112636.1%7.03%$105,000
202539615735.4%6.93%$105,000

Frequently asked questions

35.4% of applications in Claiborne Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 69 applications in 2025 and a denial rate of 53.6%.

The median mortgage application in Claiborne Parish in 2025 was for $105,000; the median property value on originated loans was $175,000.