Citizens National Bank in Louisiana vs the state
8.2%Denial rate-13.97 pts vs state
8.3%Decision denial rate-19.82 pts vs state
80.9%Origination rate+28.90 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
148Loans originated
15Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 253 | 193 | 5.9% | — | #90 |
| 2024 | 188 | 164 | 5.9% | — | #109 |
| 2025 | 183 | 148 | 8.2% | — | #128 |
What Citizens National Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Citizens National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bossier Parish | 72 | 61 | 2 | 2.8% |
| Caddo Parish | 41 | 34 | 3 | 7.3% |
| Webster Parish | 25 | 21 | 2 | 8.0% |
| Jefferson Parish | 10 | 8 | 1 | 10.0% |
| Claiborne Parish | 5 | 2 | 2 | 40.0% |
| East Baton Rouge Parish | 5 | 4 | 1 | 20.0% |
| De Soto Parish | 5 | 4 | 0 | 0.0% |
| Livingston Parish | 3 | 2 | 1 | 33.3% |
| St. Tammany Parish | 3 | 1 | 2 | 66.7% |
| Bienville Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 183 applications in 2025, of which 148 were originated and 15 denied.
8.2% of all applications, or 8.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Citizens National Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology