Bienville Parish, Louisiana · 2025

Mortgage lenders in Bienville Parish, LA: denial rates and top lenders (2025)

68 lenders acted on 326 mortgage applications for properties in Bienville Parish in 2025. 32.8% were denied (Louisiana: 22.2%). Median rate on closed loans 6.99%; median loan $115,000; median property value $165,000.

326Applications
32.8%Denial ratestate 22.2%
6.99%Median ratestate 6.63%
$115,000Median loan
$165,000Median property value

Largest lenders in Bienville Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 8015 40.0%9.81%
2 Triad Financial Services D 414 43.9%9.49%
3 Vanderbilt Mortgage and Finance F 263 53.9%9.75%
4 Tammac Holdings D 130 69.2%
5 Gibsland Bank & Trust D 106 0.0%
6 Origin Bank C 85 0.0%7.59%
7 Credit Human Federal Credit Union D 80 87.5%
8 Regions Bank C 73 14.3%7.00%
9 Barksdale C 73 14.3%6.13%
10 Mortgage Research Center C 75 28.6%6.50%
11 Rocket Mortgage C 64 16.7%6.63%
12 Eustis Mortgage B 63 0.0%6.25%
13 Southwest Stage Funding F 62 16.7%8.30%
14 AmeriSave Mortgage D 51 60.0%6.13%
15 United Shore Financial Services B 52 60.0%5.76%
16 Loandepot.Com D 53 20.0%5.75%

What Bienville Parish borrowers applied for

By loan purpose

Home purchase 249 76% · 33.7% denied
Refinance 33 10% · 18.2% denied
Cash-out refinance 29 9% · 44.8% denied
Home improvement 2 1% · 0.0% denied
Other / HELOC 13 4% · 30.8% denied

By loan type

Conventional 259 79% · 36.3% denied
FHA 36 11% · 22.2% denied
VA 20 6% · 25.0% denied
USDA / RHS 11 3% · 0.0% denied

Why applications were denied

Credit history 46 43%
Debt-to-income ratio 29 27%
Other 10 9%
Collateral 7 7%
Incomplete application 6 6%
Insufficient cash 4 4%
Unverifiable information 3 3%
Employment history 1 1%

Bienville Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202331610338.0%7.25%$95,000
202434013333.5%7.25%$105,000
202532610732.8%6.99%$115,000

Frequently asked questions

32.8% of applications in Bienville Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 80 applications in 2025 and a denial rate of 40.0%.

The median mortgage application in Bienville Parish in 2025 was for $115,000; the median property value on originated loans was $165,000.