Loandepot.Com · Louisiana · 2025

Loandepot.Com in Louisiana: approval rate, denial rate and rates (2025)

Loandepot.Com took 1,723 mortgage applications in Louisiana in 2025, ranking #20 of 721 lenders active in the state. It originated 42.3% of them and denied 35.9% (45.2% of the applications it decided), against a statewide denial rate of 22.2%.

1.7kApplicationsin LA
45.2%Decision denial ratestate 28.2%
6.88%Median ratestate 6.63%
$105,000Median loanstate $165,000
$115MVolume62 counties

Loandepot.Com in Louisiana vs the state

35.9%Denial rate+13.70 pts vs state
45.2%Decision denial rate+17.06 pts vs state
42.3%Origination rate-9.72 pts vs state
6.88%Median rate+0.25 pts vs state
0.94Rate spread (pts)+0.58 pts vs state
$66kMedian applicant income
728Loans originated
618Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202399042937.2%6.63%#32
20241,18242241.4%6.63%#28
20251,72372835.9%6.88%#20

What Loandepot.Com lends in Louisiana

By loan purpose

Home purchase 401 23% · 16.7% denied
Refinance 106 6% · 26.4% denied
Cash-out refinance 493 29% · 46.0% denied
Home improvement 81 5% · 38.3% denied
Other / HELOC 642 37% · 41.3% denied

By loan type

Conventional 998 58% · 30.4% denied
FHA 602 35% · 46.7% denied
VA 118 7% · 28.8% denied
USDA / RHS 5 0% · 0.0% denied

Why it denied Louisiana applicants

Collateral 198 32%
Debt-to-income ratio 113 18%
Credit history 104 17%
Unverifiable information 104 17%
Incomplete application 63 10%
Other 22 4%
Insufficient cash 11 2%
Employment history 3 0%

Where in Louisiana

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 2008057 28.5%
St. Tammany Parish 1469628 19.2%
East Baton Rouge Parish 1354358 43.0%
Jefferson Parish 1335543 32.3%
Orleans Parish 1023349 48.0%
Ouachita Parish 824317 20.7%
Lafayette Parish 743128 37.8%
Bossier Parish 663022 33.3%
Ascension Parish 643419 29.7%
Livingston Parish 612922 36.1%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,723 applications in 2025, of which 728 were originated and 618 denied.

35.9% of all applications, or 45.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Loandepot.Com originated in Louisiana in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology