Eustis Mortgage · Louisiana · 2025

Eustis Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Eustis Mortgage took 1,707 mortgage applications in Louisiana in 2025, ranking #22 of 721 lenders active in the state. It originated 75.7% of them and denied 2.3% (3.0% of the applications it decided), against a statewide denial rate of 22.2%.

1.7kApplicationsin LA
3.0%Decision denial ratestate 28.2%
6.50%Median ratestate 6.63%
$225,000Median loanstate $165,000
$334MVolume54 counties

Eustis Mortgage in Louisiana vs the state

2.3%Denial rate-19.83 pts vs state
3.0%Decision denial rate-25.16 pts vs state
75.7%Origination rate+23.72 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.05 pts vs state
$93kMedian applicant income
1,292Loans originated
40Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,7471,2143.3%6.75%#16
20241,6761,2233.0%6.63%#17
20251,7071,2922.3%6.50%#22

What Eustis Mortgage lends in Louisiana

By loan purpose

Home purchase 1,517 89% · 2.1% denied
Refinance 102 6% · 4.9% denied
Cash-out refinance 68 4% · 4.4% denied
Other / HELOC 20 1% · 0.0% denied

By loan type

Conventional 749 44% · 1.9% denied
FHA 654 38% · 3.1% denied
VA 148 9% · 2.0% denied
USDA / RHS 156 9% · 1.9% denied

Why it denied Louisiana applicants

Debt-to-income ratio 22 55%
Credit history 5 13%
Employment history 4 10%
Collateral 4 10%
Insufficient cash 3 8%
Other 2 5%

Where in Louisiana

Counties with the most Eustis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 26517810 3.8%
East Baton Rouge Parish 2101575 2.4%
Jefferson Parish 1851348 4.3%
St. Tammany Parish 1761384 2.3%
Lafourche Parish 104851 1.0%
Lafayette Parish 103831 1.0%
Caddo Parish 93792 2.2%
St. Landry Parish 64500 0.0%
Bossier Parish 63521 1.6%
Ascension Parish 53411 1.9%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,707 applications in 2025, of which 1,292 were originated and 40 denied.

2.3% of all applications, or 3.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Eustis Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology