Gibsland Bank & Trust in Louisiana vs the state
11.2%Denial rate-11.00 pts vs state
12.9%Decision denial rate-15.23 pts vs state
74.3%Origination rate+22.30 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
153Loans originated
23Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 154 | 126 | 6.5% | — | #132 |
| 2024 | 190 | 148 | 7.4% | — | #107 |
| 2025 | 206 | 153 | 11.2% | — | #115 |
What Gibsland Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Gibsland Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Webster Parish | 45 | 34 | 3 | 6.7% |
| Caddo Parish | 38 | 29 | 3 | 7.9% |
| Lincoln Parish | 38 | 30 | 6 | 15.8% |
| Claiborne Parish | 31 | 21 | 7 | 22.6% |
| Bossier Parish | 22 | 17 | 1 | 4.5% |
| Bienville Parish | 10 | 6 | 0 | 0.0% |
| Jackson Parish | 7 | 3 | 1 | 14.3% |
| Ouachita Parish | 7 | 5 | 2 | 28.6% |
| Union Parish | 2 | 2 | 0 | 0.0% |
| Richland Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 206 applications in 2025, of which 153 were originated and 23 denied.
11.2% of all applications, or 12.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Gibsland Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology