Largest lenders in Richland Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 131 | 15 | 51.9% | 9.85% |
| 2 | Triad Financial Services | D | 62 | 8 | 58.1% | 8.21% |
| 3 | Citizens Progressive Bank | A | 46 | 42 | 4.4% | — |
| 4 | Unnamed lender 254900GVA8WBFNUQTV33 | A | 44 | 41 | 0.0% | — |
| 5 | Guaranty Bank & Trust Company of Delhi, Louisiana | B | 26 | 24 | 3.9% | — |
| 6 | Eagle Bank and Trust | A | 25 | 18 | 8.0% | 6.50% |
| 7 | Rocket Mortgage | C | 22 | 14 | 31.8% | 6.37% |
| 8 | Vanderbilt Mortgage and Finance | F | 18 | 3 | 55.6% | 9.75% |
| 9 | Commercial Capital Bank | B | 18 | 15 | 5.6% | — |
| 10 | Cross Keys Bank | C | 17 | 16 | 5.9% | — |
| 11 | Assurance Financial Group | C | 16 | 15 | 0.0% | 6.63% |
| 12 | United Shore Financial Services | B | 13 | 4 | 38.5% | 6.31% |
| 13 | Tammac Holdings | D | 13 | 0 | 84.6% | — |
| 14 | Loandepot.Com | D | 12 | 2 | 25.0% | 6.28% |
| 15 | Cadence Bank | B | 10 | 7 | 0.0% | 7.25% |
| 16 | Newrez | D | 10 | 6 | 30.0% | 6.37% |
| 17 | b1BANK | C | 9 | 8 | 11.1% | 7.75% |
| 18 | Freedom Mortgage | B | 8 | 2 | 0.0% | 6.19% |
| 19 | Homeland Bancshares | B | 8 | 7 | 12.5% | — |
| 20 | Credit Human Federal Credit Union | D | 7 | 0 | 71.4% | — |
| 21 | Equity Prime Mortgage | D | 7 | 2 | 14.3% | 7.13% |
| 22 | Mortgage Research Center | C | 7 | 1 | 28.6% | 6.75% |
| 23 | Countryplace Mortgage | F | 7 | 0 | 42.9% | — |
| 24 | Regions Bank | C | 6 | 1 | 66.7% | 4.99% |
| 25 | Origin Bank | C | 6 | 6 | 0.0% | 7.38% |
Best approval odds in Richland Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 61 | 59.0% |
| 2 | 21st Mortgage | 87 | 78.2% |
What Richland Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Richland Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 616 | 243 | 36.5% | 7.13% | $95,000 |
| 2024 | 534 | 215 | 35.8% | 6.75% | $115,000 |
| 2025 | 671 | 320 | 28.6% | 6.99% | $125,000 |
Frequently asked questions
28.6% of applications in Richland Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 131 applications in 2025 and a denial rate of 51.9%.
The median mortgage application in Richland Parish in 2025 was for $125,000; the median property value on originated loans was $195,000.