Cross Keys Bank in Louisiana vs the state
6.0%Denial rate-16.20 pts vs state
7.8%Decision denial rate-20.31 pts vs state
67.9%Origination rate+15.94 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
91Loans originated
8Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 87 | 8.0% | 7.85% | #149 |
| 2024 | 141 | 93 | 10.6% | — | #132 |
| 2025 | 134 | 91 | 6.0% | — | #152 |
What Cross Keys Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Cross Keys Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 46 | 29 | 2 | 4.3% |
| Caddo Parish | 33 | 28 | 2 | 6.1% |
| Richland Parish | 17 | 16 | 1 | 5.9% |
| Bossier Parish | 17 | 7 | 2 | 11.8% |
| Morehouse Parish | 4 | 1 | 0 | 0.0% |
| Tensas Parish | 3 | 1 | 0 | 0.0% |
| West Carroll Parish | 3 | 2 | 0 | 0.0% |
| Union Parish | 2 | 1 | 0 | 0.0% |
| Madison Parish | 2 | 2 | 0 | 0.0% |
| Lincoln Parish | 2 | 0 | 1 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 134 applications in 2025, of which 91 were originated and 8 denied.
6.0% of all applications, or 7.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cross Keys Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology