Cadence Bank in Louisiana vs the state
16.2%Denial rate-5.93 pts vs state
18.7%Decision denial rate-9.45 pts vs state
68.5%Origination rate+16.57 pts vs state
7.25%Median rate+0.63 pts vs state
0.26Rate spread (pts)-0.10 pts vs state
$123kMedian applicant income
730Loans originated
173Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,072 | 706 | 18.9% | 7.69% | #29 |
| 2024 | 990 | 665 | 18.0% | 8.13% | #30 |
| 2025 | 1,065 | 730 | 16.2% | 7.25% | #30 |
What Cadence Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Cadence Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 235 | 154 | 47 | 20.0% |
| Lafayette Parish | 128 | 84 | 20 | 15.6% |
| East Baton Rouge Parish | 125 | 79 | 25 | 20.0% |
| Ouachita Parish | 119 | 82 | 23 | 19.3% |
| Bossier Parish | 92 | 73 | 12 | 13.0% |
| Calcasieu Parish | 73 | 53 | 9 | 12.3% |
| Rapides Parish | 39 | 31 | 4 | 10.3% |
| Ascension Parish | 28 | 22 | 2 | 7.1% |
| Lincoln Parish | 25 | 16 | 2 | 8.0% |
| Jefferson Parish | 23 | 20 | 1 | 4.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,065 applications in 2025, of which 730 were originated and 173 denied.
16.2% of all applications, or 18.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Cadence Bank originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Cadence Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology