Guaranty Bank & Trust Company of Delhi, Louisiana in Louisiana vs the state
2.0%Denial rate-20.18 pts vs state
2.0%Decision denial rate-26.12 pts vs state
92.1%Origination rate+40.08 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
324Loans originated
7Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 345 | 311 | 4.1% | — | #67 |
| 2024 | 296 | 257 | 4.4% | — | #79 |
| 2025 | 352 | 324 | 2.0% | — | #81 |
What Guaranty Bank & Trust Company of Delhi, Louisiana lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Guaranty Bank & Trust Company of Delhi, Louisiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 233 | 214 | 3 | 1.3% |
| Morehouse Parish | 30 | 29 | 1 | 3.3% |
| Richland Parish | 26 | 24 | 1 | 3.8% |
| West Carroll Parish | 17 | 15 | 1 | 5.9% |
| Lincoln Parish | 10 | 10 | 0 | 0.0% |
| Madison Parish | 9 | 9 | 0 | 0.0% |
| Union Parish | 5 | 4 | 0 | 0.0% |
| Franklin Parish | 4 | 3 | 1 | 25.0% |
| East Carroll Parish | 4 | 4 | 0 | 0.0% |
| Jackson Parish | 4 | 4 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 352 applications in 2025, of which 324 were originated and 7 denied.
2.0% of all applications, or 2.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Guaranty Bank & Trust Company of Delhi, Louisiana's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology