Guaranty Bank & Trust Company of Delhi, Louisiana at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
68th2.0% deniedProcesswithdrawn + incomplete share, weight 15%
72nd2.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 347 | 313 | 4.0% | 4.2% | — | $44M |
| 2024 | 299 | 260 | 4.4% | 4.6% | — | $37M |
| 2025 | 354 | 326 | 2.0% | 2.0% | — | $65M |
What Guaranty Bank & Trust Company of Delhi, Louisiana lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 52 manufactured homes, 298 investment properties.
Who gets approved at Guaranty Bank & Trust Company of Delhi, Louisiana
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 21 | 17 | 5.0% |
| $50k – $100k | 38 | 35 | 5.4% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 45–54 | 22 | 19 | 4.6% |
| 55–64 | 25 | 23 | 8.0% |
| 65–74 | 22 | 20 | 0.0% |
Where Guaranty Bank & Trust Company of Delhi, Louisiana lends
2 states and 21 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Louisiana | 352 | 324 | 2.0% | — | #81 |
Frequently asked questions
Guaranty Bank & Trust Company of Delhi, Louisiana denied 2.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 68th percentile of investment-property lenders.
In 2025, 40% of its applications were for home purchases, 54% for refinancing (including cash-out), and 6% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.