Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
36th7.4% deniedProcesswithdrawn + incomplete share, weight 15%
55th4.5%What Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 350 investment properties.
Why Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 denies applications
Primary reason reported for each of the 25 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Where Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 lends
8 states and 30 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 295 | 265 | 5.8% | 6.00% | #318 |
| Oregon | 30 | 17 | 20.0% | 5.99% | #268 |
| Washington | 23 | 21 | 4.4% | 6.00% | #369 |
Frequently asked questions
Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 denied 7.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 36th percentile of investment-property lenders.
The most common reason Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 gave in 2025 was "collateral", cited on 36.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 originated in 2025 was 6.00%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 34% of its applications were for home purchases, 66% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 99% conventional, 1% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.