Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 in California vs the state
5.8%Denial rate-11.66 pts vs state
6.0%Decision denial rate-16.41 pts vs state
89.8%Origination rate+33.63 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$210kMedian applicant income
265Loans originated
17Denied
What Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 204 | 187 | 11 | 5.4% |
| San Diego County | 26 | 19 | 2 | 7.7% |
| Orange County | 18 | 16 | 2 | 11.1% |
| Alameda County | 14 | 12 | 1 | 7.1% |
| Santa Clara County | 13 | 12 | 0 | 0.0% |
| San Mateo County | 7 | 6 | 1 | 14.3% |
| San Francisco County | 5 | 5 | 0 | 0.0% |
| Ventura County | 2 | 2 | 0 | 0.0% |
| Contra Costa County | 2 | 2 | 0 | 0.0% |
| Fresno County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 295 applications in 2025, of which 265 were originated and 17 denied.
5.8% of all applications, or 6.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 originated in California in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology