Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 in Oregon vs the state
20.0%Denial rate+4.69 pts vs state
23.1%Decision denial rate+3.92 pts vs state
56.7%Origination rate-3.95 pts vs state
5.99%Median rate-0.76 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
6Denied
What Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 19 | 10 | 6 | 31.6% |
| Washington County | 4 | 2 | 0 | 0.0% |
| Deschutes County | 3 | 2 | 0 | 0.0% |
| Clackamas County | 2 | 1 | 0 | 0.0% |
| Lane County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 30 applications in 2025, of which 17 were originated and 6 denied.
20.0% of all applications, or 23.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07 originated in Oregon in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 5Z1UQ1CWY0DQ3KJWDQ07's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology