Newrez in Oregon vs the state
12.9%Denial rate-2.41 pts vs state
22.1%Decision denial rate+2.92 pts vs state
44.9%Origination rate-15.76 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.04 pts vs state
$111kMedian applicant income
1,321Loans originated
380Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,439 | 773 | 10.6% | 6.75% | #18 |
| 2024 | 2,306 | 1,238 | 12.2% | 6.63% | #8 |
| 2025 | 2,945 | 1,321 | 12.9% | 6.63% | #7 |
What Newrez lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 378 | 156 | 55 | 14.6% |
| Washington County | 333 | 154 | 49 | 14.7% |
| Marion County | 312 | 128 | 48 | 15.4% |
| Clackamas County | 277 | 123 | 35 | 12.6% |
| Lane County | 204 | 93 | 33 | 16.2% |
| Deschutes County | 197 | 90 | 20 | 10.2% |
| Douglas County | 147 | 72 | 16 | 10.9% |
| Linn County | 135 | 70 | 16 | 11.9% |
| Jackson County | 123 | 50 | 20 | 16.3% |
| Klamath County | 99 | 68 | 4 | 4.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
| Bank of America | F | 2,389 | 26.6% | 6.24% |
Frequently asked questions
Oregon: 2,945 applications in 2025, of which 1,321 were originated and 380 denied.
12.9% of all applications, or 22.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Newrez originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Newrez's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology