CMG Mortgage in Oregon vs the state
2.9%Denial rate-12.42 pts vs state
3.6%Decision denial rate-15.60 pts vs state
71.0%Origination rate+10.40 pts vs state
6.50%Median rate-0.25 pts vs state
0.14Rate spread (pts)-0.14 pts vs state
$128kMedian applicant income
1,919Loans originated
78Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,705 | 1,166 | 4.0% | 6.75% | #14 |
| 2024 | 1,981 | 1,406 | 3.5% | 6.63% | #13 |
| 2025 | 2,702 | 1,919 | 2.9% | 6.50% | #8 |
What CMG Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lane County | 407 | 311 | 8 | 2.0% |
| Multnomah County | 398 | 260 | 15 | 3.8% |
| Jackson County | 341 | 251 | 8 | 2.3% |
| Washington County | 321 | 248 | 10 | 3.1% |
| Clackamas County | 298 | 219 | 6 | 2.0% |
| Deschutes County | 265 | 202 | 5 | 1.9% |
| Marion County | 126 | 86 | 4 | 3.2% |
| Josephine County | 68 | 44 | 2 | 2.9% |
| Klamath County | 52 | 37 | 1 | 1.9% |
| Douglas County | 48 | 32 | 3 | 6.3% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
| Bank of America | F | 2,389 | 26.6% | 6.24% |
Frequently asked questions
Oregon: 2,702 applications in 2025, of which 1,919 were originated and 78 denied.
2.9% of all applications, or 3.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans CMG Mortgage originated in Oregon in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology