Rocket Mortgage in Oregon vs the state
16.3%Denial rate+0.96 pts vs state
17.8%Decision denial rate-1.40 pts vs state
73.0%Origination rate+12.34 pts vs state
6.75%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.18 pts vs state
$107kMedian applicant income
4,851Loans originated
1,082Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,099 | 3,088 | 14.9% | 6.63% | #5 |
| 2024 | 4,975 | 3,723 | 15.8% | 6.75% | #4 |
| 2025 | 6,649 | 4,851 | 16.3% | 6.75% | #2 |
What Rocket Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 843 | 603 | 143 | 17.0% |
| Washington County | 769 | 575 | 105 | 13.7% |
| Clackamas County | 607 | 463 | 89 | 14.7% |
| Marion County | 606 | 450 | 81 | 13.4% |
| Lane County | 540 | 401 | 96 | 17.8% |
| Deschutes County | 445 | 349 | 57 | 12.8% |
| Jackson County | 354 | 243 | 61 | 17.2% |
| Linn County | 284 | 204 | 51 | 18.0% |
| Douglas County | 212 | 145 | 43 | 20.3% |
| Yamhill County | 197 | 147 | 26 | 13.2% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
| Bank of America | F | 2,389 | 26.6% | 6.24% |
Frequently asked questions
Oregon: 6,649 applications in 2025, of which 4,851 were originated and 1,082 denied.
16.3% of all applications, or 17.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Rocket Mortgage originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology