b1BANK in Louisiana vs the state
7.1%Denial rate-15.06 pts vs state
7.9%Decision denial rate-20.27 pts vs state
80.2%Origination rate+28.27 pts vs state
8.00%Median rate+1.38 pts vs state
1.39Rate spread (pts)+1.03 pts vs state
$120kMedian applicant income
609Loans originated
54Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 542 | 409 | 8.3% | 9.50% | #45 |
| 2024 | 774 | 619 | 6.9% | 8.75% | #38 |
| 2025 | 759 | 609 | 7.1% | 8.00% | #42 |
What b1BANK lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most b1BANK applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Webster Parish | 108 | 87 | 8 | 7.4% |
| Calcasieu Parish | 73 | 53 | 6 | 8.2% |
| East Baton Rouge Parish | 57 | 50 | 1 | 1.8% |
| Terrebonne Parish | 51 | 41 | 4 | 7.8% |
| Lafourche Parish | 40 | 25 | 3 | 7.5% |
| Lafayette Parish | 32 | 28 | 2 | 6.3% |
| Ouachita Parish | 31 | 27 | 2 | 6.5% |
| Caddo Parish | 31 | 25 | 3 | 9.7% |
| Orleans Parish | 28 | 24 | 0 | 0.0% |
| St. Martin Parish | 26 | 20 | 3 | 11.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 759 applications in 2025, of which 609 were originated and 54 denied.
7.1% of all applications, or 7.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans b1BANK originated in Louisiana in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are b1BANK's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology