Largest lenders in Webster Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 155 | 23 | 50.3% | 10.13% |
| 2 | b1BANK | C | 108 | 87 | 7.4% | 8.50% |
| 3 | Regions Bank | C | 83 | 29 | 42.2% | 5.88% |
| 4 | Triad Financial Services | D | 63 | 10 | 54.0% | 9.04% |
| 5 | Rocket Mortgage | C | 50 | 36 | 18.0% | 6.63% |
| 6 | Gibsland Bank & Trust | D | 45 | 34 | 6.7% | — |
| 7 | Vanderbilt Mortgage and Finance | F | 43 | 0 | 51.2% | — |
| 8 | Barksdale | C | 37 | 24 | 16.2% | 6.50% |
| 9 | Eustis Mortgage | B | 27 | 24 | 0.0% | 6.38% |
| 10 | Citizens National Bank | B | 25 | 21 | 8.0% | — |
| 11 | Union Home Mortgage | B | 22 | 17 | 13.6% | 6.50% |
| 12 | Mortgage Research Center | C | 22 | 9 | 18.2% | 6.50% |
| 13 | Citizens Bank & Trust Company of Vivian, Louisiana | A | 20 | 20 | 0.0% | — |
| 14 | Credit Human Federal Credit Union | D | 17 | 1 | 70.6% | 7.20% |
| 15 | Freedom Mortgage | B | 15 | 8 | 13.3% | 6.31% |
| 16 | United Shore Financial Services | B | 15 | 12 | 6.7% | 6.58% |
| 17 | Loandepot.Com | D | 14 | 1 | 57.1% | 6.63% |
| 18 | Navy Federal Credit Union | D | 13 | 5 | 30.8% | 6.88% |
| 19 | Newrez | D | 12 | 2 | 25.0% | 7.37% |
| 20 | Tammac Holdings | D | 12 | 0 | 91.7% | — |
| 21 | AmeriSave Mortgage | D | 11 | 2 | 63.6% | 5.75% |
| 22 | Farmers Bank & Trust | C | 11 | 9 | 0.0% | 8.00% |
| 23 | Southwest Stage Funding | F | 11 | 2 | 9.1% | 7.80% |
| 24 | Synergy One Lending | C | 11 | 9 | 0.0% | 6.50% |
| 25 | Pennymac Loan Services | C | 10 | 4 | 10.0% | 6.12% |
Best approval odds in Webster Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | b1BANK | 95 | 8.4% |
| 2 | Regions Bank | 71 | 49.3% |
| 3 | Triad Financial Services | 63 | 54.0% |
| 4 | 21st Mortgage | 101 | 77.2% |
What Webster Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Webster Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,065 | 508 | 26.6% | 7.25% | $105,000 |
| 2024 | 970 | 479 | 26.5% | 7.00% | $115,000 |
| 2025 | 1,115 | 553 | 25.4% | 6.75% | $115,000 |
Frequently asked questions
25.4% of applications in Webster Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 155 applications in 2025 and a denial rate of 50.3%.
The median mortgage application in Webster Parish in 2025 was for $115,000; the median property value on originated loans was $175,000.